That rate jump definitely raises an eyebrow especially with such high FICO 8 scores.

Exterior: 5-7 yearsCabinets: 20-50 yearsStructure: 50-100+ yearsLandscaping: 10-15 years.Additionally, most of the lifespans can be extended with adequate routine maintenance, obviously!

Here's how they compare to traditional assisted living facilities:1️⃣ Proximity with PrivacyADUs allow seniors to live close to family while maintaining independence, helping reduce feelings of isolation.2️⃣ Financial ConsiderationsWhile assisted living often costs $4,000–$8,000 per month, an ADU is typically a one-time investment with lower long-term costs.3️⃣ Familiar, Home-Like EnvironmentUnlike institutional settings, ADUs can be customized for comfort and accessibility, providing a more personal space.4️⃣ Flexibility and Long-Term UseAn ADU can serve different purposes over time—such as guest housing, rental income, or home office space.5️⃣ Greater Control Over CareFamilies can manage caregiving arrangements directly, choosing routines, providers, and support that best meet their loved one’s needs.This comparison can help families make more informed decisions based on both care and quality of life.

Same here - We love the ones they say also someone bought it a year ago for $400k did nothing and it's worth $700k today. we routinely never see them tell us approx credit score or use of funds either.  

Annual Maintenance & RepairsA typical SFR requires 1–2% of property value per year for routine upkeep:1 % → ~$2,900/year2 % → ~$5,800/yearFor a 2,300 sq ft house in Alabama, you can also budget $1.00–$1.50 per sq ft, or:$2,300–$3,450/yearRecommended starting point: $3,000–$4,000 annually, covering HVAC tune-ups, landscaping, minor fixes, and seasonal needs.🛠 3.

Yep, we're still doing 100/100 routinely (with loan size up to 75% ARV) on our normal program across 10 states.

Feel free to DM me if you want help setting up a daily routine or tools to analyze deals.

We are in the long- term business and routinely get calls from owners of under-performing STR's.

“Using AI as a tool, not a crutch” is more than just a catchphrase—it’s a philosophy for maintaining cognitive strength while leveraging the benefits of automation.The Power of Cognitive OffloadingAI excels at cognitive offloading—the process of delegating routine mental tasks to an external system.

I haven't finished the book yet but feels like the book is written for everyday routine guy like me, starting small and build.