Not quite cash flow neutral, but you are essentially living for a fraction of what you would pay renting a 1BR in the same area.For a pure investment play at $250 per sqft fully renovated, the math gets tighter.

We manage 29 properties, and only  one of those had higher rents in 2025, by a fraction, than 2024. 

By using a portion of your stock market gains as a down payment, you control 100% of a physical asset’s appreciation and tax benefits while only committing a fraction of the total value in cash.3.

If even a fraction of what is expected happens, appreciation and property values are just going to keep rising at astonishing rates. 

- So many more minor issues that become a nightmare when too many people are involved.It would also fall on "deaf ears" unless organizations like BiggerPockets got behind the idea and promoted it just like they've promoted Househacking, BRRRs & such to the naive masses.But then I'm sure we'd see "junior syndicators" filling the gap and many of them, through ineptitude or theft, ruining the concept:(Actually, now that I think about it, there are fractional ownership companies popping up to do this. 

If it’s less than say $250k, I recommend participating in a few fractional loans.

Also, a large fraction of HML loans will have a clause that further encumbering the property with addtional loans is a technical default.

The market for MTR, being a tiny fraction of that for LTR, or STR, really consists of 2 separate markets.  

Some investors get around this by using TIC interests or DSTs, which let you hold fractional ownership in real estate that can qualify for 1031 treatment if structured properly, but these setups have strict rules so it’s best to check with a 1031 exchange attorney or CPA before moving forward.

Given 10 years ago BTC was a fraction of what it's worth now percentage based draw downs are a bit misled given absolute value differential.BTC adoption has gone institutional, prior it was emerging markets and little retail.