10 November 2025 | 3 replies
Also creating marketing material, generating and illustrating MLS stats, updating information to MLS for new listings, updating transaction coordination software (i.e.
6 November 2025 | 2 replies
This backs up your study and supports your business case.Revisit your underwrite: Once you have the tax savings in the model, revisit your cash-flow projections, reinvestment timeline, and exit strategy.Example (Illustrative Only)Imagine you buy a house for $700,000 (excluding land) and put $50,000 in high-end furnishing and upgrades.
9 November 2025 | 11 replies
If the potential pool of buyers is opened up by the seller willing to finance a part of the purchase price, the addition of so many more potential buyers will result in an increased selling price.And if the seller carry back financing can be wrapped around a low interest existing loan, then wealth accumulation for the seller can be accelerated, as they will be making money not only on their personal capital, but the current lenders capital as well.To illustrate the point I’ll provide an actual example of a transaction my partner and I completed about two years ago (I am “rounding” the numbers to make it easier to follow).
11 November 2025 | 20 replies
I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).
7 November 2025 | 16 replies
I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).
28 October 2025 | 17 replies
I go on Fiverr and search for illustrated maps, for $20 you can get someone to create an amazingly beautiful map for you.
19 October 2025 | 4 replies
Nothing you wrote illustrates that.Please be careful, Colin.
10 November 2025 | 25 replies
I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).
13 November 2025 | 13 replies
I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).
3 November 2025 | 16 replies
An example will illustrate how this works.Suppose you (still) need $5,000/Mo, each property costs $400,000, the cash flow is $300/Mo, the appreciation rate is 10%/Yr, and your only acquisition cost is the 25% down payment.