Right now, I’m actively saving for my first small multifamily deal and also learning everything I can about rental arbitrage as a creative way to get in the game.I’d love to connect with others focused on multifamily, or short-term rentals.

God tax planning and a good CPA can save you a lot on taxes but a lot more details are needed to give any suggestions

I'm still researching, Using the HELOC on my personal residence using my same income, the home is paid for in 3-4 years.

Personally I never had CC debt even through the bad times so that was not an issue for me.

I would personally be looking at 0% credit cards and to hustle hard on your w-2 job to get more overtime.

Especially if you can lower your out of pocket expense by house hacking it because both a personal saving and investment.

The real problem is the client is 100X more likely to do something personally that gets the, sued and they lose the property, than the property itself is.

@Bethany Peysen my college in Scottsdale AZ focuses on high end  Personal policies. 

Personally, I co-manage a co-investing club where members pool funds to invest in deals together, which allows us to stay diversified and liquid without taking on full responsibility for each project. 

I escalated to a supervisor to get a thinking person and found success, but it wasn't easy even then.