We used the BRRRR method to get here—after two years of study and strategy—and it’s paid off: nearly doubled in value.I work as a strategic analyst, and we picked an up‑and‑coming neighborhood intentionally.

If I were to not refinance the house I am unsure if I could convince a lender to take a third lien position.

Congrats on being bitten by the real estate bug — and even better that you’re thinking strategically about multifamily investing this early on.

Quote from @Mohammad Murad: Should I take 30-year mortgage and stay in positive cash flow, or 15 15-year mortgage and stay cash flow neutral or slightly negative? 

I don’t have much practical experience yet, but I analyze properties every day and try to understand how the market works.I’m at a point where I want to start investing, but I have limited resources and many possible paths wholesaling, get a w2 job for a DSCR loans or fha, flips, etc.).I’d love to hear advice from experienced investors: if you were in my position at 19, what would you do to start building a real estate portfolio or gaining real experience?

Meeting material participation rules is also huge, dont miss out on QIP tax savings for STRs, and a good CPA can guide you through all of that.Planning improvements or new furnishings strategically can impact which tax year you claim deductions in and help you reinvest more effectively.On another note, Tennessee is a great state for STR investing.

Murry, welcome and what a nice strategic partner you have on your team. 

Fort Worth has a lot of opportunities for someone with your hands-on experience, especially if you start looking at fix-and-flip or rental deals strategically.

Sure, it might take a few years to cash flow positive.

One thing that keeps coming up is this:👉 You don’t just need “a loan” — you need the right funding strategy for your deal.Here are a few examples of what I help investors think through:✔️ Bridge terms for short-term projects✔️ Equity-based funding options✔️ Strategic placement with trusted lenders (not just generic loan origination)Every investor and every deal is different, and the funding approach should reflect that.Curious to hear from the group: How do you decide which funding strategy to pursue for a particular project?