A quick call to title resolved the issue, and we received the remaining balance the next day.

May i ask If they approved you for a LOC or was it other funding?

We usually receive it pretty  soon  after filing but  this is month's now and  since my husband overpaid the estimated quite a bit it would be nice to get it. 

If you decide to settle your loan we must receive the amount detailed in the settlement quotation by the stated date.{7}.

Quote from @Stephanie Wilson: Fair - I never said it was gonna be easy - it will be a lot of work and yes we are not talking about full on guest houses, we are talking tiny homes type of situations and there will be an application process to be approved into the program and we will have stipulations in place for those concerns of the owner.

An agent for all parties to the escrow agreement by the way so no one party will receive the funds without the consent of all parties, which can be a fight. 

They emailed me the house is mine once they receive payment, deed will be overnighted to me.

I am assuming that the insurance policy she got during loan approval is in effect.

Suggested legal language for Purchase and Sale Contract: Seller and Buyer each acknowledge that in connection with Buyer’s application for approval to assume the loan(s) currently encumbering the property (the “Loan Assumption”) certain items must be delivered to __________________ [INSERT NAME OF LOAN SERVICER] (“Servicer”) so that Servicer may timely process the request for Loan Assumption.

If the deal and borrower pass the sniff test, then the deal gets approved.