Debating one over the other is splitting hairs, if you ask me.

Is it fear of rates, not having enough down payment, or just uncertainty about qualifying for financing?

Therefore, it would take a fairly significant bodily injury incident to trigger this coverage in the first place.

Had to use 4 different calculators, re-enter the same data each time, and manually compare results in a spreadsheet.My workflow:BiggerPockets calculator for conventionalFHA.com calculator for FHA loansRandom DSCR lender site for non-QMExcel to compare everything side-by-sideRip my hair out...I'm curious how everyone else handles this.

Trigger leads - This should be going away soon per federal legislation, but here is what you can do to mitigage it in the meantime:- Do Not Call Registry- OptOutPrescreen.com

LLCs can trigger extra costs ($800 per year in California for example), extra hassles (such as a need for a partnership tax return between two spouses in some states), extra paperwork and so on.Here is what one attorney says about LLCs:https://www.biggerpockets.com/forums/109/topics/1212815-i-ne... 

Quote from @Keis J Patterson: Hello BP Team, I have been watching on YouTube for a few years and am now ready to pull the trigger on my 1st Multi-family (2 unit).

That’s why most people prefer to take a loan against their 401(k) instead—it doesn’t trigger taxes or penalties as long as you repay it on time.

When the next housing boom hits, it’ll ripple across the entire economy—benefiting builders, lenders, brokers, and small businesses alike.The key trigger?

I thoroughly enjoyed the whole process, even though at times I wanted to tear my hair out :) .