I recently graduated from Physical Therapy school in May and have been working full-time since August.

The regulations vary.

Once yo go over the 1 acre lot then it can vary more.

Each lender generally uses the same DSCR loan documents but the DSCR loan documents will vary between lenders. 

Some need one investment expereince, or 3 min, or none, there is so much varriance for these loans theres nothing close to a one size fits all and it realy pays to have someone who understands the investment financing landscape as a whole.Draws vary in cost and their easy of execution/success varry lender by lender, some lenders have great draw departments, others don't, some charge no draw fees, most don't, the average is $150-$200, and I've seen upwards of $400/per draw.

• Filling out the RFTA• Getting the packet approved• Inspection scheduling• Rent reasonableness• Waiting on the first paymentTrying to see if this pain is consistent nationwide or varies a lot by city/HA.

DSCR loan options also vary by state. 

For my other units, I have varying insurance policies from different providers.

Your input can help other investors avoid pitfalls and better prepare for common issues, especially with tougher inspection requirements and varying neighborhood dynamics.What’s been your experience?

@Cameron RichardI think CoC is tough to calculate since it's going to vary every year.