Bank appraisal on reverse mortgage REO owned by Fannie Mae

[Holly Emmett Correira]

Hello-we are making an offer on a foreclosed reversed mortgage multi-family where the owner is now Fannie Mae.  I understand they they cannot accept less than list price, which is the appraised value.  We are seeking a conventional loan with 20% down.  Will the bank appraisal for our loan be conducted if their are no utilities on for the property?  I can get some of the utilities on but not all and there's no guarantee.  We have to purchase as is because according to sec 206.125, no repairs or negotiations will be made.  We also need at least the house electric on for smokes and COs, which is law.  Any advice?  I'm aware of the risk of not having utilities on (broken pipes etc).  I'm only interested in the bank appraisal and the appraisal coming in correctly and at a min the selling price without the utilities being on.  Thanks so much for the help!