Pre Approval Letter and Questions

[Lauren Brady]

I'm looking to buy my first property as a primary residence, live in it for one year, house hack, and rent it out long term. Any advice helps for a first timer...but I have 2 questions.

1. Based on your experience, would you recommend working with a broker or lender in my situation? I know their responsibilities somewhat overlap, but I am still somewhat confused on their major differences and which is better. 

2. Any specific recommendations on who I should reach out to for a second opinion on a preappoval letter? I have already received one preappoval (without him pulling hard credit yet, but do have excellent credit), however, I do not want to just put all my eggs in one basket without comparing other options. I am located in Baldwin County, South Alabama. Like I said, any advice helps! Thanks in advance!