Whats a fair offer to potential investors

[Pawley Golfer]

What would be a fair offer on an interest only loan for potential investors? I'm looking to buy a second property but don't think I would qualify for a mortgage being that I have one rental property that does not cash flow at the moment. I have some cash saved up and I'm thinking to buy a cheap fixer upper and would look to see if I can grab a few investors to make it worth their time. If I were to get four investors to put in say $25,000 each, what would be a fair offer to them if I were looking to pay interest only for say 2 years? Just trying to get ideas on how creative financing works

[Brian Cauldwell]

If you have the cash yourself you could get a DSCR fix and flip loan. They do not care about DTI which looks to be your concern.