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Updated about 2 years ago on . Most recent reply

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David Rehmann
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Commercial General Liability Insurance

David Rehmann
Posted

Hi all !

I am new to this forum and would like to ask a short question. Maybe someone can help me.

I own 3 single family homes (Florida) as investments / long term rentals. All 3 homes are insured with fire/dwelling (DP3) insurance. Personal Liability limit is $300.000. Recently I got a a Commercial General Liability Insurance policy to further protect the properties.


General Aggregate
(Other than Products-Completed Operations): $4,000,000
Products-Completed Operations Aggregate: $4,000,000
Each Occurrence: $2,000,000
Personal and Advertising Injury: $2,000,000
Damage to Premises Rented to You: $300,000 Any One Premises
Medical Payments: $10,000 Any One Person

My question: now that I have the CGL Insurance, can I exclude Personal Liability on my fire/dwelling policies?

Thanks very much !

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