Using My Brokerage Account to Acquire Cash-Flowing Rental Property — Advice?

[Mario Gonzalez]

Hey everyone,

I’m looking for advice on how to leverage my brokerage account to acquire a rental property — either locally here in New Jersey or out-of-state — that can cash flow 8–10% annually after all costs and expenses.

Here’s the catch: I’d like to avoid using margin loans or anything with high interest rates.

Is it possible to make this work in today’s market? Are there strategies or opportunities I might be overlooking — whether that’s structure, location, or creative financing?

Would love any suggestions, tips, or experiences from those who’ve done something similar. Open to both residential and small multifamily options.

Thanks in advance! currently at 915k to 1mm 

[Jaycee Greene]

Quote from @Mario Gonzalez:

Quote from @Jaycee Greene:

Quote from @Mario Gonzalez:

Quote from @Jaycee Greene:

Quote from @Mario Gonzalez:

Hey everyone,

I’m looking for advice on how to leverage my brokerage account to acquire a rental property — either locally here in New Jersey or out-of-state — that can cash flow 8–10% annually after all costs and expenses.

Here’s the catch: I’d like to avoid using margin loans or anything with high interest rates.

Is it possible to make this work in today’s market? Are there strategies or opportunities I might be overlooking — whether that’s structure, location, or creative financing?

Would love any suggestions, tips, or experiences from those who’ve done something similar. Open to both residential and small multifamily options.

Thanks in advance! currently at 915k to 1mm 

@Mario Gonzalez If you're not going to use margin loans, then the other option is to sell your securities but I assume you don't want to do that either.

 Capital gain tax is a killer. Any other ways or is that pretty much it?

@Mario Gonzalez I know, but you said you didn't want to do a margin loan either. I'm not sure what else you can do it. 

 The rates don't work. I did  the numbers on # 459k didn't work 

@Mario Gonzalez I'm going to need to know more about the property to really be able to respond, but it sounds as if you need to offer a lower price and/or (if it's a BRRRR), use higher rents! You could also find a partner that would kick in whatever equity you still need. Either way, good luck!