2025 Real Estate & Tax Strategy Question

[Jazzous Anderson]

This year has been a major leap of faith for me in both real estate and personal growth. Here’s my current situation and timeline:

• 2023 – Purchased a rental property (currently leased for 1 year, managed by my wife).

• 2024 – Bought a home, lived in it for 1 year, then fixed and sold it on June 16, 2025 (profit was minimal).

• June 21, 2025 – Bought a new construction home, lived there for 2 months.

• September 15th 2025 – Closing on another property.

Additional details:

• Active Duty U.S. Marine

• All properties are in Southern California 

• Licensed Realtor – netted $60K in 2025 from real estate commissions

• Wife is already helping with property management

My Goal:
I want to strategically reduce my tax burden for 2025 and beyond. Specifically, I’m looking into:

• Cost segregation studies

• Bonus depreciation

• Hiring my wife as a Real Estate Professional (REPS qualification)

• Other legal strategies to hedge against taxes and maximize savings with real estate

My Ask:
If you are a CPA, tax strategist, wealth advisor, or experienced investor with proven methods in this space—or if you can refer someone—please share your insights and resources. I want to get ahead of my 2025 taxes, keep more of what I earn, and build long-term expertise in tax strategy through real estate.

I’m open to everyone’s feedback, referrals, and guidance.

[Basit Siddiqi]

You open yourself to a lot of options if your spouse if able to claim real estate professional status.

That means all your rental activities(that you can group together) will be treated as active instead of passive.

With the help of cost segregation studies, you can utilize the added losses to offset your other income such as wages, interest, dividends, etc.