How Are You Funding the Down Payment When Sellers Carry 70–80%?

[Ellisa Riddick]

I’ve been seeing more multifamily sellers willing to carry back 70–80% of the purchase price lately. It opens the door to some creative structuring, but the 20–30% down payment is still a hurdle for many buyers.

Curious how others are bridging that gap.

• Are you using gap funding partners?

• Are you raising private capital?

• Have you used second positions or mezzanine loans successfully?

• Or do you avoid these kinds of deals altogether?

Would love to hear how others here are structuring these or if you’ve run into roadblocks trying to close them.

Let’s discuss.