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Updated 9 days ago on . Most recent reply

Cross-Collateral & Trust-Friendly Financing?
I’m seeking a lender who can structure a cross-collateralized / blanket loan using one high-equity property as part of the financing for a new coastal property purchase. Do they exist?
Key Points:
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Very low combined LTV (well under 50%)
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Both properties will be income-producing
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Need lender comfortable with title held in a revocable trust
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Prefer a partial release clause for future flexibility if one property is sold or refinanced
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Open to portfolio, community bank, DSCR, or commercial lending options
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Ready to move forward quickly with the right fit
Looking for recommendations or direct contacts with lenders experienced in this type or other financing programs that would accomplish the same goal. Thank you in advance for your time.