Owner occupied refinances - Retired / No W2 income

[Don Aleshire]

Hello all, not sure if this the right location to pose this question, please let me know if there is a better category or location to post in. 

I have moved away from my W2 job and living off of investment income (rental + stock portfolio). AGI is roughly $100k per year + a range of $500 to $3k in rental cash flow per month. I have 2 three unit buildings in Chicago and owner occupy one of those buildings. The one I owner occupy I am looking to Refiance out of the 6.75% rate I have currently in the future.

I know conventional lenders require a W2 income to refinance. Does anyone have experience/recommendations of lenders who work with investors who have moved away from W2 income and can prove self sufficiency? 

Thanks in advance for any advice or suggestions. 

[Brie Schmidt]

@Don Aleshire - conventional lenders do not require W2 income, they require a 45% DTI based on the income you reported on your tax return (last two years average)