Looking for lenders who fund active investors rebuilding during bankruptcy

[Anthony Redley]

Hey everyone —
I’m hoping to connect with people who’ve successfully secured funding for real estate deals while making bankruptcy payments. 

I’ve been making steady income through contracting and construction work, but I’m in an active bankruptcy. . I’ve reached out to over 20 lenders — everything from hard money to business credit lines — and most said “no” until my bankruptcy is discharged or four years past discharge.

I’m not looking for personal loans or unsecured business cards — just realistic options for property acquisition or rehab loans where lenders focus on income, deal strength, or collateral value, not just credit history.

If you’ve worked with any smaller or more flexible private lenders — even newer companies or individual investors — I’d really appreciate if you could share:

• Who they are (or at least what type of lender they are)

• What their approval terms were like (credit requirements, bankruptcy flexibility, etc.)

• What worked best when approaching them (structure, pitch, documentation, etc.)

I know a lot of people in this community have rebuilt after tough seasons — any guidance or names would mean a lot.

Thanks in advance for your insight and for helping someone who’s rebuilding the right way.