🧠 Curious — Why Are Some Note Holders Deciding to Sell Right Now?

[Richard Dickson]

Hey everyone,

Lately, I’ve been having a few conversations with note holders who are exploring exit options — either from performing or sub-performing notes. Some are just reallocating capital, others are dealing with borrower issues or want to clean up their portfolios.

That got me wondering...

👉 If you're holding notes, what would make you consider selling?

• Market uncertainty?

• Needing liquidity?

• Tired of managing borrower communication?

• Or maybe just found a better investment elsewhere?

No judgment either way — just genuinely curious how people are thinking in this current environment.

Would love to hear your thoughts if you’ve sold a note recently or are thinking about it. What triggered that decision?

Looking forward to learning from the community.