- Real Estate Agent
- Cleveland, OH
- Votes |
To get a traditional mortgage, you have to meet some minimum credit, income, and savings requirements. If you are a Foreign National, you likely don’t meet these requirements. That is where Foreign National Loans come in.
A Foreign National Loan is probably a good idea if you:
Don’t have a Social Security Number (SSN)
Don’t have a Credit Score or Credit History
Have no Verifiable U.S.-Based Income
Have no way to verify down payment
Documents Required For Loan Approval
Proof of address
Copy of ID, Passport, and/or Driver’s License
Resume or Curriculum Vitae (if applicable): A curriculum vitae (CV) provides a summary of your experience and skills.
● Self-Employed (1099)
Last 2 Years of Personal Tax Returns YTD Personal Financial Statement Last 2 Years of Business Tax Returns YTD Business Financial Statement
● Employed (W2)
Last 2 Years of Personal Tax Returns
Last 2 Pay Stubs
Name, Phone, and Email of Employer
Copy of last 3 Months of Bank Statements
Borrowers May Also Need
Two credit reference letters
Two banking reference letters
Copy of Corporation or LLC information ( if title will held in corporation)
An ITIN (Individual Taxpayer Identification Number)
Eligible Property Types
Condominiums, Single Family, Multi-Units, Townhouses, Condos, Offices, Warehouses, Hotels.
Let’s connect and I’ll refer you to my lender.