first time landlord question

[Blondell Chism]

We have worked through Zillow to advertise a midterm rental (also on other platforms too). However, today an application came through that meets our credit score cut off, but this person has NO credit cards, has closed all of the accounts, and has a bankruptcy that was dismissed in 2023 (not quite sure what that means). I am thinking this is not only a red flag, but wondering how someone with the bankruptcy would have a 685-credit score. Please advise how best to approach this situation. Their income is also all self-employed and social security benefits. Am I being too cautious?

[Vince Scipione]

Screening tenants is like interviewing someone for a job. Find the facts, ask the questions and analyze both. When I say "ask the questions" i mean literally ask the prospective tenant, you will be able to get a feel for them if they are witholding or being decietful, Then go with your gut feeling. Unless you are hurting bad for a tenant, I would say no right off the bat, it sucks going some time without a tenant, but it sucks even worse when you cant get them out of the house and then they destroy it. What program are you using to screen?