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$690,000

For Sale - Active
109 Twin Terrace Way, Spring Branch, TX 78070
4 Beds
4 Baths
3,110 Square Feet
0.00 Acres Lot
Built in 2014
For Sale - Active
Units n/a
Checked: 13 hours ago
Updated: Jun 11, 2025 at 03:23AM

Investment Summary


Monthly Cash Flow
-$1,836
Cap Rate
3.1%
Cash-on-Cash Return
-13.9%
Debt Coverage Ratio
0.49
Internal Rate of Return (5 years)
-9.4%

Property Description


0.00 Acres Lot
Built in 2014
For Sale - Active
Units n/a

Hill Country living at its finest! This one-owner home sits on a peaceful 1.06-acre cul-de-sac lot in the gated community of Lantana Ridge, offering incredible views, mature trees, and a serene setting just minutes from top-rated schools, everyday conveniences, and Guadalupe River activities. Energy-efficient with a HERS Index Score of 68, this home features recent upgrades including roof shingles, ceiling fans, and more. Inside, you'll find wood and tile floors, a spacious island kitchen with Kent Moore cabinetry and stainless steel appliances, and a bonus room with outdoor access-perfect for a game room, media space, or second office. With a guest suite, radiant barrier decking, water softener, and a huge covered patio, this home truly has it all!

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Location


Property Details


Parking

  • Description: Attached, Garage, GarageDoorOpener, Oversized, GarageFacesSide
  • Details: Garage Door Opener, Attached
  • Garage Spaces: 2
  • Spaces Total: 0

Bedroom Information

  • # of Bedrooms: 4

Bathroom Information

  • # of Baths (Full): 3
  • # of Baths (Partial): 1
  • # of Baths (Total): 4.0

Interior Features

  • # of Rooms: 11
  • # of Stories: 1

Exterior Features

  • Exterior Walls Materials: Combination
  • Foundation: Slab
  • Roof Type: Hip
  • Roof Material: Composition

HOA

  • Has HOA: Yes
  • Association: DAMC
  • HOA Fee: $550/annually

Land Information

  • Land Use: Residential
  • Land Use Subtype: Single Family Residential

Lot Information

  • Parcel ID: 310340033300
  • Lot Size: 0 sqft

Property Information

  • Property Type: Single Family Residence
  • Style: One Story
  • Year Built: 2014

Tax Information

  • Annual Tax: $7,053

Utilities

  • Heating: Central, Electric
  • Cooling: Ceiling Fan(s), Central Air

Location

  • County: Comal

Listing Details


Listed by:
Shane Neal
eXp Realty
(210) 982-0405

Source:
San Antonio Board of REALTORS
MLS#: 1871994
San Antonio Board of REALTORS

Investment Summary


Monthly Cash Flow
-$1,836
Cap Rate
3.1%
Cash-on-Cash Return
-13.9%
Debt Coverage Ratio
0.49
Internal Rate of Return (5 years)
-9.4%

Purchase Details

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Purchase price:
$690,000
Amount financed:
-$552,000
Down payment:
$138,000
Closing costs:
$20,700
Rehab costs:
$0
Initial cash invested:
$158,700
Square feet:
3,110
Cost per square foot:
$222
Monthly rent per square foot:
$1.13

Financing Details

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Loan amount:
$552,000
Loan to value ratio:
80.0%
Loan type:
Amortizing
Term:
30 years
Interest rate:
6.850%
Principal & interest:
$3,617
Property tax:
$588
Insurance:
$245
Private mortgage insurance (PMI):
$0
Monthly payment:
$4,450

Operating Income

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% Rent Monthly Yearly
Gross rent:
$3,500 $42,000
Vacancy loss: (6%)
6% -$210 -$2,520
Operating income:
$3,290 $39,480

Operating Expenses


% Rent Monthly Yearly
Property taxes: (17%)
17%-$588-$7,053
Insurance: (7%)
7%-$245-$2,940
Property management: (8%)
8%-$280-$3,360
Repairs & maintenance: (5%)
5%-$175-$2,100
Capital expenditures: (5%)
5%-$175-$2,100
HOA fees: (1%)
1%-$46-$552
Total operating expenses: (43%)
43%-$1,509-$18,105

Cash Flow


Monthly Yearly
Net operating income:
$1,781 $21,372
Mortgage payments:
-$3,617 -$43,404
Cash flow:
$1,836 $22,032