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$515,000

For Sale - Active
12528 Gunsbach Way, Schertz, TX 78154
4 Beds
3 Baths
2,659 Square Feet
0.00 Acres Lot
Built in 2023
For Sale - Active
Units n/a
Checked: 14 hours ago
Updated: Sep 02, 2025 at 08:30PM

Investment Summary


Monthly Cash Flow
-$1,529
Cap Rate
2.1%
Cash-on-Cash Return
-15.5%
Debt Coverage Ratio
0.37
Internal Rate of Return (5 years)
-11.0%

Property Description


0.00 Acres Lot
Built in 2023
For Sale - Active
Units n/a

Perfectly Positioned Between San Antonio and Austin! Welcome to this beautifully designed 4-bedroom, 3-bath home that offers the ideal balance of comfort, style, and convenience. Nestled in a prime location with easy access to both I-35 and I-10, this home is perfectly situated for those commuting between San Antonio and Austin-providing a peaceful retreat that's still within reach of both cities. Military families will also appreciate being just minutes from Randolph Brooks Air Force Base and a short commute to Fort Sam Houston. This thoughtfully designed home lives primarily as a one-story, with three bedrooms and two full baths located on the main level. Upstairs, you'll find a versatile game room, additional bedroom, and full bath-perfect for guests, multigenerational living, or a private home office. Enjoy luxury vinyl plank flooring, a light and bright color palette, and elegant wrought iron spindles that enhance the home's open-concept layout. The spacious primary suite is a relaxing retreat, featuring a walk-in spa shower. The kitchen is equally impressive with built-in appliances, under-cabinet lighting, and a seamless flow into the dining and living areas. Step outside to an extended covered patio-ideal for morning coffee, evening gatherings, or simply soaking in the Texas sunsets. Also enjoy a lower tax rate of only 2.3!!!! Whether you're a busy commuter, an active-duty military family, or simply seeking a stylish and functional home in a prime location, this property offers it all. Don't miss your chance to make it yours!

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Location


Property Details


Parking

  • Description: Two Car Garage, Attached
  • Details: Garage Door Opener
  • Garage Spaces: 2
  • Spaces Total: 0

Bedroom Information

  • # of Bedrooms: 4

Bathroom Information

  • # of Baths (Full): 3
  • # of Baths (Total): 3.0

Interior Features

  • # of Stories: 2

Exterior Features

  • Foundation: Slab
  • Roof Material: Composition

HOA

  • Has HOA: Yes
  • Association: RHINE VALLEY HOA
  • HOA Fee: $420/annually

Land Information

  • Land Use: Residential
  • Land Use Subtype: Single Family Residential

Lot Information

  • Parcel ID: 050573070250
  • Lot Size: 0 sqft

Property Information

  • Property Type: Single Family Residence
  • Style: Two Story, Traditional
  • Year Built: 2023

Tax Information

  • Annual Tax: $10,215

Utilities

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Zoned

Location

  • County: Guadalupe

Listing Details


Listed by:
Teresa Zepeda
Keller Williams Heritage
(210) 387-2584

Source:
San Antonio Board of REALTORS
MLS#: 1887473
San Antonio Board of REALTORS

Investment Summary


Monthly Cash Flow
-$1,529
Cap Rate
2.1%
Cash-on-Cash Return
-15.5%
Debt Coverage Ratio
0.37
Internal Rate of Return (5 years)
-11.0%

Purchase Details

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Purchase price:
$515,000
Amount financed:
-$412,000
Down payment:
$103,000
Closing costs:
$15,450
Rehab costs:
$0
Initial cash invested:
$118,450
Square feet:
2,659
Cost per square foot:
$194
Monthly rent per square foot:
$0.98

Financing Details

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Loan amount:
$412,000
Loan to value ratio:
80.0%
Loan type:
Amortizing
Term:
30 years
Interest rate:
5.875%
Principal & interest:
$2,437
Property tax:
$851
Insurance:
$182
Private mortgage insurance (PMI):
$0
Monthly payment:
$3,470

Operating Income

Find a Property Manager

% Rent Monthly Yearly
Gross rent:
$2,600 $31,200
Vacancy loss: (6%)
6% -$156 -$1,872
Operating income:
$2,444 $29,328

Operating Expenses


% Rent Monthly Yearly
Property taxes: (33%)
33%-$851-$10,216
Insurance: (7%)
7%-$182-$2,184
Property management: (8%)
8%-$208-$2,496
Repairs & maintenance: (5%)
5%-$130-$1,560
Capital expenditures: (5%)
5%-$130-$1,560
HOA fees: (1%)
1%-$35-$420
Total operating expenses: (59%)
59%-$1,536-$18,436

Cash Flow


Monthly Yearly
Net operating income:
$908 $10,896
Mortgage payments:
-$2,437 -$29,244
Cash flow:
-$1,529 -$18,348