Skip to content
×
Pro Members Get
Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
ANNUAL Save 16%
$32.50 /mo
$390 billed annualy
MONTHLY
$39 /mo
billed monthly
7 day free trial. Cancel anytime
Copied
Photo
Copied
Photo
Photo
Photo
Photo
See all photos

$610,000

For Sale - Active
12745 Moorish Pl, Spring Hill, FL 34610
4 Beds
3 Baths
3,155 Square Feet
0.22 Acres Lot
Built in 2019
For Sale - Active
Units n/a
Checked: 2 days ago
Updated: Jul 24, 2025 at 03:30AM

Investment Summary


Monthly Cash Flow
-$1,531
Cap Rate
3.1%
Cash-on-Cash Return
-13.1%
Debt Coverage Ratio
0.51
Internal Rate of Return (5 years)
-8.7%

Property Description


0.22 Acres Lot
Built in 2019
For Sale - Active
Units n/a

Welcome to your dream home in the sought-after Talavera community! Built in 2019, this immaculately maintained saltwater pool home offers the perfect blend of comfort, style, and functionality. Featuring 4 spacious bedrooms, including a first-floor primary suite, this layout is ideal for families of all sizes. Upstairs, you’ll find an extra-large loft/flex space, perfect for a game room, home office, or media center—whatever suits your lifestyle. Throughout the home, you’ll appreciate ample closet space that provides practical storage and keeps everything beautifully organized. Step outside to your private backyard oasis and take in the beautiful sunsets by the sparkling pool (yes, it is heated!)—the perfect setting for entertaining or unwinding after a long day. A 3-car garage adds even more room for vehicles, tools, and recreational gear. Located in the vibrant Talavera neighborhood, residents enjoy fantastic community amenities including a pool, basketball court, playground, and tennis court. Enjoy the convenience of being just minutes from the Veterans Expressway, providing easy access to Tampa, Tampa International Airport, and all the festivities, shopping, and dining the city has to offer. This exceptional home truly has it all—don’t miss your opportunity to make it yours!

Build Your Team


Quickly find investor-friendly professionals who can help you succeed in real estate investing at any stage of the investing journey.

Agents

Match with investor-friendly agents who can help you find, analyze, and close your next deal

Find an Agent

Lenders

Get the best funding…find investor-friendly lenders who specialize in your deal strategy

Find a Lender

Property Managers

Transition to passive investing. Find a trusted property management partnership that lasts.

Find a Property Manager

Tax Pros & Accountants

Taxes and financial reporting made easy—find experts to create tax savings strategies, file taxes, and more

Find a Tax Pro

Location


Property Details


Parking

  • Description: Driveway, Garage Door Opener, Oversized
  • Details: Attached
  • Garage Spaces: 3
  • Spaces Total: 0

Bedroom Information

  • # of Bedrooms: 4

Bathroom Information

  • # of Baths (Full): 3
  • # of Baths (Total): 3.0

Interior Features

  • # of Rooms: 8
  • # of Stories: 2

Exterior Features

  • Exterior Walls Materials: Stucco
  • Foundation: Slab
  • Roof Type: Gable
  • Roof Material: Shingle
  • Pool: Yes

HOA

  • Has HOA: Yes
  • Association: Talavera/Rizetta & Co
  • HOA Fee: $58/quarterly

Land Information

  • Land Use: Residential
  • Land Use Subtype: Single Family Residential

Lot Information

  • Parcel ID: 0425180010015000040
  • Lot Size: 9408 sqft

Property Information

  • Property Type: Single Family Residence
  • Year Built: 2019

Tax Information

  • Annual Tax: $9,616

Utilities

  • Water & Sewer: Public
  • Heating: Central
  • Cooling: Central Air

Location

  • County: Pasco

Listing Details


Listed by:
Chelsea Vecchio
FUTURE HOME REALTY INC
(813) 602-6003

Source:
Stellar MLS
MLS#: TB8387386
Stellar MLS

Investment Summary


Monthly Cash Flow
-$1,531
Cap Rate
3.1%
Cash-on-Cash Return
-13.1%
Debt Coverage Ratio
0.51
Internal Rate of Return (5 years)
-8.7%

Purchase Details

Find an Agent

Purchase price:
$610,000
Amount financed:
-$488,000
Down payment:
$122,000
Closing costs:
$18,300
Rehab costs:
$0
Initial cash invested:
$140,300
Square feet:
3,155
Cost per square foot:
$193
Monthly rent per square foot:
$1.11

Financing Details

Find a Lender

Loan amount:
$488,000
Loan to value ratio:
80.0%
Loan type:
Amortizing
Term:
30 years
Interest rate:
6.625%
Principal & interest:
$3,125
Property tax:
$801
Insurance:
$245
Private mortgage insurance (PMI):
$0
Monthly payment:
$4,171

Operating Income

Find a Property Manager

% Rent Monthly Yearly
Gross rent:
$3,500 $42,000
Vacancy loss: (6%)
6% -$210 -$2,520
Operating income:
$3,290 $39,480

Operating Expenses


% Rent Monthly Yearly
Property taxes: (23%)
23%-$801-$9,617
Insurance: (7%)
7%-$245-$2,940
Property management: (8%)
8%-$280-$3,360
Repairs & maintenance: (5%)
5%-$175-$2,100
Capital expenditures: (5%)
5%-$175-$2,100
HOA fees: (1%)
1%-$20-$240
Total operating expenses: (48%)
48%-$1,696-$20,357

Cash Flow


Monthly Yearly
Net operating income:
$1,594 $19,128
Mortgage payments:
-$3,125 -$37,500
Cash flow:
$1,531 $18,372