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$670,000

For Sale - Active
1370 Hill Dr, Largo, FL 33770
3 Beds
3 Baths
2,267 Square Feet
0.17 Acres Lot
Built in 1961
For Sale - Active
1 Units
Checked: 2 days ago
Updated: Jul 05, 2025 at 06:06AM

Investment Summary


Monthly Cash Flow
-$1,453
Cap Rate
3.5%
Cash-on-Cash Return
-11.3%
Debt Coverage Ratio
0.58
Internal Rate of Return (5 years)
-7.0%

Property Description


0.17 Acres Lot
Built in 1961
For Sale - Active
1 Units

Here it is!! High and Dry living in beautiful Harbor Hills! No effects from Hurricane Helene, elevated 17' above sea level -- NO FLOOD INSURANCE REQ'D! With all of these major updates, MOVE RIGHT IN with peace of mind -- New Roof 2017, New Electrical Panel in 2015, one A/C replaced in 2018, one is 2010 and running great! All Appliances and A/C's are protected with Duke Energy Surge Protection. All appliances have a Sears Warranty that is transferrable to a new owner for only $62.99/month! New gutters with gutter guards, Newer Hurricane Garage Door, and a deep well for the working irrigation system! Step inside and you're greeted by a large and open foyer, overlooking the generous living space. To the left, find the first 2 Bedrooms, with a hallway guest bathroom. One Bedroom opens directly to the guest bathroom and would make a perfect guest room, office or fitness room! Back in the living space, you'll find unlimited potential for the layout of your choosing! A combination Living/Dining Space, a formal sitting area with room for a bar to entertain -- you name it! Off to the side of the home is the charming Kitchen, with a beautifully-crafted ceiling, granite countertops, and ample cabinet and counterspace! Another Full Bathroom rests off the Kitchen as a bonus! The split-plan offers a spacious Master Suite, tucked at the very rear of the home, with ample space AND privacy! The huge walk-in closet provides room to store it all!! The Master En-suite Bathroom has a large soaking tub with the potential to add electrical if a spa tub is on your wish list! There is a separate shower, and a double-vanity providing plenty of cabinet space. French doors lead from the Master Bedroom, out to the beautifully landscaped and private back yard. Enjoy your coffee in the cool morning while the sun rises on the other side of the home! This cozy yard is the perfect size if you don't want an overwhelming yard to have to maintain! Another access to this private sanctuary is found in the formal Dining Space off the Kitchen. The Formal Dining Space and rear Living Space share a quaint, woodburning fireplace. Open all of the curtains and blinds and let the natural pour into this adorable home! Engineered Pecan Flooring connect all of the Living Areas, and the open plan is ideal for hosting holiday events and gatherings for the entire family. Located under 10 minutes to Belleair Beach, 10 minutes to Indian Rocks Beach, only 20 minutes to PIE Int'l Airport, only 30 minutes to Tampa Int'l Airport, and just minutes for endless shopping and restaurants, and all that makes Florida-Living the BEST!! Don't miss your chance to own this slice off heaven!

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Location


Property Details


Parking

  • Description: Garage
  • Details: Driveway, Garage Door Opener, Attached
  • Garage Spaces: 2
  • Spaces Total: 0

Bedroom Information

  • # of Bedrooms: 3

Bathroom Information

  • # of Baths (Full): 3
  • # of Baths (Total): 3.0

Interior Features

  • # of Rooms: 9
  • # of Stories: 1
  • Fireplace: Yes

Exterior Features

  • Exterior Walls Materials: Stucco
  • Foundation: Slab
  • Roof Type: Flat
  • Roof Material: Shingle

HOA

  • Has HOA: Yes
  • Association: Harbor Hills Property Owners Assoc, Inc
  • HOA Fee: $100/annually

Land Information

  • Land Use: Residential
  • Land Use Subtype: Single Family Residential

Lot Information

  • Parcel ID: 053015359820020260
  • Lot Size: 7501 sqft

Property Information

  • Property Type: Single Family Residence
  • Style: Ranch
  • Year Built: 1961

Tax Information

  • Annual Tax: $2,650

Utilities

  • Water & Sewer: Public
  • Heating: Central, Electric
  • Cooling: Central Air, Attic Fan

Location

  • County: Pinellas

Listing Details


Listed by:
Jessica Jurek
COASTAL PROPERTIES GROUP INTERNATIONAL
(727) 487-4957

Source:
Stellar MLS
MLS#: TB8397492
Stellar MLS

Investment Summary


Monthly Cash Flow
-$1,453
Cap Rate
3.5%
Cash-on-Cash Return
-11.3%
Debt Coverage Ratio
0.58
Internal Rate of Return (5 years)
-7.0%

Purchase Details

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Purchase price:
$670,000
Amount financed:
-$536,000
Down payment:
$134,000
Closing costs:
$20,100
Rehab costs:
$0
Initial cash invested:
$154,100
Square feet:
2,267
Cost per square foot:
$296
Monthly rent per square foot:
$1.41

Financing Details

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Loan amount:
$536,000
Loan to value ratio:
80.0%
Loan type:
Amortizing
Term:
30 years
Interest rate:
6.625%
Principal & interest:
$3,432
Property tax:
$221
Insurance:
$224
Private mortgage insurance (PMI):
$0
Monthly payment:
$3,877

Operating Income

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% Rent Monthly Yearly
Gross rent:
$3,200 $38,400
Vacancy loss: (6%)
6% -$192 -$2,304
Operating income:
$3,008 $36,096

Operating Expenses


% Rent Monthly Yearly
Property taxes: (7%)
7%-$221-$2,650
Insurance: (7%)
7%-$224-$2,688
Property management: (8%)
8%-$256-$3,072
Repairs & maintenance: (5%)
5%-$160-$1,920
Capital expenditures: (5%)
5%-$160-$1,920
HOA fees: (0%)
0%-$8-$96
Total operating expenses: (32%)
32%-$1,029-$12,346

Cash Flow


Monthly Yearly
Net operating income:
$1,979 $23,748
Mortgage payments:
-$3,432 -$41,184
Cash flow:
$1,453 $17,436