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$549,900

For Sale - Active
3018 Pemberton Trace Ct, Plant City, FL 33565
4 Beds
3 Baths
2,225 Square Feet
1.00 Acres Lot
Built in 1996
For Sale - Active
1 Units
Checked: 14 hours ago
Updated: Jul 26, 2025 at 06:16AM

Investment Summary


Monthly Cash Flow
-$1,112
Cap Rate
3.7%
Cash-on-Cash Return
-10.6%
Debt Coverage Ratio
0.61
Internal Rate of Return (5 years)
-6.2%

Property Description


1.00 Acres Lot
Built in 1996
For Sale - Active
1 Units

Step into timeless Southern charm with this beautifully maintained custom home nestled on 1 acre in Plant City. From the inviting front porch to the warm-toned wood floors and cozy fireplace, every detail speaks to craftsmanship, comfort, and character. Inside, you'll find a thoughtfully designed floorplan with the primary suite located on the first floor, offering both privacy and convenience. The heart of the home is the spacious kitchen, complete with custom solid wood cabinetry, a butcher block center island, and updated stainless steel appliances. A built-in window seat breakfast nook adds a delightful touch of charm—perfect for morning coffee or casual meals. The adjoining living room offers a warm gathering space with built-in shelving, crown molding, and French doors that lead to your own private backyard retreat. Upstairs features a cozy loft and additional bedrooms, ideal for family, guests, or a home office. A separate side entry leads to a private living space that could easily function as a mother-in-law suite or guest quarters. Whether for multi-generational living or rental potential, this versatile area adds incredible value and flexibility. Step Outside to Paradise and enjoy mature landscaping, raised garden beds, and ample green space for pets or play. Enjoy sunny afternoons by the pool with beautiful wraparound decking, or unwind under the brick paver pergola and gazebo with ceiling fan. Recent Upgrades & Features: * Upstairs A/C replaced (2025) * Downstairs A/C replaced (2023) * Roof replaced (2019) * Water softener (2022) & reverse osmosis system * Custom-built chicken coop adds a touch of countryside charm—ideal for hobby farming or fresh eggs each morning * No HOA! Enjoy the peaceful country lifestyle while remaining just minutes from I-4, shopping, dining, and top-rated schools. Whether you're looking for classic style, modern updates, or multigenerational living potential, this unique home offers it all. Schedule your private showing today—your dream home awaits!

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Location


Property Details


Parking

  • Description: Boat
  • Details: Boat, RV Access/Parking, Attached
  • Garage Spaces: 2
  • Spaces Total: 0

Bedroom Information

  • # of Bedrooms: 4

Bathroom Information

  • # of Baths (Full): 3
  • # of Baths (Total): 3.0

Interior Features

  • # of Rooms: 3
  • # of Stories: 2
  • Fireplace: Yes

Exterior Features

  • Exterior Walls Materials: Siding (Alum/Vinyl)
  • Foundation: Slab
  • Roof Type: Gable or Hip
  • Roof Material: Shingle
  • Pool: Yes

Land Information

  • Land Use: Residential
  • Land Use Subtype: Single Family Residential

Lot Information

  • Parcel ID: U1328212ZA000000000050
  • Lot Size: 43560 sqft

Property Information

  • Property Type: Single Family Residence
  • Year Built: 1996

Tax Information

  • Annual Tax: $2,721

Utilities

  • Water & Sewer: Private, Well
  • Heating: Central
  • Cooling: Central Air

Location

  • County: Hillsborough

Listing Details


Listed by:
Kellie Donofrio
HOMEXPRESS REALTY, INC.
(813) 928-6198

Source:
Stellar MLS
MLS#: TB8393262
Stellar MLS

Investment Summary


Monthly Cash Flow
-$1,112
Cap Rate
3.7%
Cash-on-Cash Return
-10.6%
Debt Coverage Ratio
0.61
Internal Rate of Return (5 years)
-6.2%

Purchase Details

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Purchase price:
$549,900
Amount financed:
-$439,920
Down payment:
$109,980
Closing costs:
$16,497
Rehab costs:
$0
Initial cash invested:
$126,477
Square feet:
2,225
Cost per square foot:
$247
Monthly rent per square foot:
$1.26

Financing Details

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Loan amount:
$439,920
Loan to value ratio:
80.0%
Loan type:
Amortizing
Term:
30 years
Interest rate:
6.625%
Principal & interest:
$2,817
Property tax:
$227
Insurance:
$196
Private mortgage insurance (PMI):
$0
Monthly payment:
$3,240

Operating Income

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% Rent Monthly Yearly
Gross rent:
$2,800 $33,600
Vacancy loss: (6%)
6% -$168 -$2,016
Operating income:
$2,632 $31,584

Operating Expenses


% Rent Monthly Yearly
Property taxes: (8%)
8%-$227-$2,722
Insurance: (7%)
7%-$196-$2,352
Property management: (8%)
8%-$224-$2,688
Repairs & maintenance: (5%)
5%-$140-$1,680
Capital expenditures: (5%)
5%-$140-$1,680
HOA fees: (n/a)
n/an/an/a
Total operating expenses: (33%)
33%-$927-$11,122

Cash Flow


Monthly Yearly
Net operating income:
$1,705 $20,460
Mortgage payments:
-$2,817 -$33,804
Cash flow:
$1,112 $13,344