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$350,000

Sale Pending
3305 10th Ave N, Saint Petersburg, FL 33713
3 Beds
1 Bath
1,039 Square Feet
0.14 Acres Lot
Built in 1949
Sale Pending
1 Units
Checked: 18 hours ago
Updated: Jul 18, 2025 at 08:02AM

Investment Summary


Monthly Cash Flow
-$551
Cap Rate
4.3%
Cash-on-Cash Return
-8.2%
Debt Coverage Ratio
0.69
Internal Rate of Return (5 years)
-4.0%

Property Description


0.14 Acres Lot
Built in 1949
Sale Pending
1 Units

Under contract-accepting backup offers. One or more photo(s) has been virtually staged. (Two of the bedrooms have been virtually staged, the rest of the furnishings are real.) Why rent when you can own this immaculately renovated home in the Floral Village/Historic Kenwood District of St. Petersburg, conveniently located between lovely beaches and downtown. Step inside your own private oasis to this three-bedroom, one bathroom home that is laid out in an open style to feel spacious and maximizes natural light. The inviting living room features a classic wood beam accent and connects to two bedrooms and updated bathroom with walk-in shower. At the heart of the home is a bright, modern kitchen featuring white cabinetry, black hardware, LED-lit glass-front cabinets, stainless steel appliances, a side-by-side refrigerator, and a large quartz island. The dining area opens to the very private, landscaped and completely fenced backyard through elegant French doors, perfect for indoor-outdoor living. The third bedroom is located at the rear of the structure, currently used as a home office. Stylish LVP flooring runs throughout. Additional highlights include an enclosed carport with brand new washer and dryer, utility closet, built-in cabinetry, an outdoor shower, and a pergola, great for relaxing or entertaining. This property is not in a flood zone, has no history of flood damage, and does not require flood insurance. Conveniently located with quick access to I-275, downtown St. Petersburg, local dining. While located near a restaurant and Hwy 19, once you enter the property you will find yourself in an amazingly private and world. (Kissin’ Cuzzins is only open for breakfast and lunch and closes at 2:00 pm, making the evenings here exceptionally quiet. Don’t miss out on this wonderful property.

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Location


Property Details


Parking

  • Description: None
  • Details: Driveway, None
  • Garage Spaces: 0
  • Spaces Total: 0

Bedroom Information

  • # of Bedrooms: 3

Bathroom Information

  • # of Baths (Full): 1
  • # of Baths (Total): 1.0

Interior Features

  • # of Rooms: 7
  • # of Stories: 1
  • Basement Description: Crawl Space

Exterior Features

  • Exterior Walls Materials: Siding (Alum/Vinyl)
  • Roof Type: Gable
  • Roof Material: Shingle

Land Information

  • Land Use: Residential
  • Land Use Subtype: Single Family Residential

Lot Information

  • Parcel ID: 143116281520050050
  • Lot Size: 6225 sqft

Property Information

  • Property Type: Single Family Residence
  • Style: Bungalow, Traditional
  • Year Built: 1949

Tax Information

  • Annual Tax: $4,973

Utilities

  • Water & Sewer: Public
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air

Location

  • County: Pinellas

Listing Details


Listed by:
Jennifer Fieo
RE/MAX REALTY UNLIMITED
(813) 494-4873

Source:
Stellar MLS
MLS#: TB8386411
Stellar MLS

Investment Summary


Monthly Cash Flow
-$551
Cap Rate
4.3%
Cash-on-Cash Return
-8.2%
Debt Coverage Ratio
0.69
Internal Rate of Return (5 years)
-4.0%

Purchase Details

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Purchase price:
$350,000
Amount financed:
-$280,000
Down payment:
$70,000
Closing costs:
$10,500
Rehab costs:
$0
Initial cash invested:
$80,500
Square feet:
1,039
Cost per square foot:
$337
Monthly rent per square foot:
$2.31

Financing Details

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Loan amount:
$280,000
Loan to value ratio:
80.0%
Loan type:
Amortizing
Term:
30 years
Interest rate:
6.625%
Principal & interest:
$1,793
Property tax:
$414
Insurance:
$168
Private mortgage insurance (PMI):
$0
Monthly payment:
$2,375

Operating Income

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% Rent Monthly Yearly
Gross rent:
$2,400 $28,800
Vacancy loss: (6%)
6% -$144 -$1,728
Operating income:
$2,256 $27,072

Operating Expenses


% Rent Monthly Yearly
Property taxes: (17%)
17%-$414-$4,973
Insurance: (7%)
7%-$168-$2,016
Property management: (8%)
8%-$192-$2,304
Repairs & maintenance: (5%)
5%-$120-$1,440
Capital expenditures: (5%)
5%-$120-$1,440
HOA fees: (n/a)
n/an/an/a
Total operating expenses: (42%)
42%-$1,014-$12,173

Cash Flow


Monthly Yearly
Net operating income:
$1,242 $14,904
Mortgage payments:
-$1,793 -$21,516
Cash flow:
$551 $6,612