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$559,000

For Sale - Active
3509 Country Creek Ln, Valrico, FL 33596
4 Beds
2 Baths
2,200 Square Feet
0.51 Acres Lot
Built in 1989
For Sale - Active
1 Units
Checked: 1 day ago
Updated: Jul 22, 2025 at 11:41PM

Investment Summary


Monthly Cash Flow
-$1,383
Cap Rate
3.2%
Cash-on-Cash Return
-12.9%
Debt Coverage Ratio
0.52
Internal Rate of Return (5 years)
-8.5%

Property Description


0.51 Acres Lot
Built in 1989
For Sale - Active
1 Units

Welcome to your dream home in the highly sought-after Lithia Ridge community of Valrico, Florida! This spacious 4-bedroom, 2-bathroom, 2,202 sq ft single-family residence sits proudly on a beautifully landscaped corner lot, offering both privacy and curb appeal. Located in the highly coveted Newsome HS district. Step inside to discover a bright and airy open floor plan with soaring ceilings, large windows, and a seamless flow from the living areas to the kitchen and family room — perfect for entertaining or relaxing with loved ones. The kitchen features modern appliances, ample counter space, and a breakfast bar overlooking the cozy family room with a wood-burning fireplace. The primary suite is generously sized and includes a walk-in closet, dual vanities, a soaking tub, and a separate shower. Three additional bedrooms give plenty of space for guests, a home office, or a growing family. Step outside to your private backyard oasis, complete with a screen-enclosed pool and covered lanai — ideal for Florida living year-round. The oversized corner lot provides plenty of room for outdoor fun, gardening, or even expanding your outdoor living space. Located just minutes from top-rated schools, shopping, dining, and parks, this home combines comfort, style, and convenience in one of Valrico's most established neighborhoods. Don’t miss your chance to own this exceptional pool home in Lithia Ridge — schedule your private showing today!

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Location


Property Details


Parking

  • Description: Garage
  • Details: Attached
  • Garage Spaces: 2
  • Spaces Total: 0

Bedroom Information

  • # of Bedrooms: 4

Bathroom Information

  • # of Baths (Full): 2
  • # of Baths (Total): 2.0

Interior Features

  • # of Rooms: 3
  • # of Stories: 1
  • Fireplace: Yes

Exterior Features

  • Exterior Walls Materials: Stucco
  • Foundation: Slab
  • Roof Type: Gable or Hip
  • Roof Material: Shingle
  • Pool: Yes

HOA

  • Has HOA: Yes
  • Association: CARA WING
  • HOA Fee: $400/semi-annually

Land Information

  • Land Use: Residential
  • Land Use Subtype: Single Family Residential

Lot Information

  • Parcel ID: U08302136R000001000010
  • Lot Size: 22080 sqft

Property Information

  • Property Type: Single Family Residence
  • Year Built: 1989

Tax Information

  • Annual Tax: $7,937

Utilities

  • Water & Sewer: Public
  • Heating: Central
  • Cooling: Central Air

Location

  • County: Hillsborough

Listing Details


Listed by:
Jacob Schmidt LLC
CAPSTAR REAL ESTATE LLC
(727) 744-0273

Source:
Stellar MLS
MLS#: TB8398665
Stellar MLS

Investment Summary


Monthly Cash Flow
-$1,383
Cap Rate
3.2%
Cash-on-Cash Return
-12.9%
Debt Coverage Ratio
0.52
Internal Rate of Return (5 years)
-8.5%

Purchase Details

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Purchase price:
$559,000
Amount financed:
-$447,200
Down payment:
$111,800
Closing costs:
$16,770
Rehab costs:
$0
Initial cash invested:
$128,570
Square feet:
2,200
Cost per square foot:
$254
Monthly rent per square foot:
$1.45

Financing Details

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Loan amount:
$447,200
Loan to value ratio:
80.0%
Loan type:
Amortizing
Term:
30 years
Interest rate:
6.625%
Principal & interest:
$2,863
Property tax:
$661
Insurance:
$224
Private mortgage insurance (PMI):
$0
Monthly payment:
$3,748

Operating Income

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% Rent Monthly Yearly
Gross rent:
$3,200 $38,400
Vacancy loss: (6%)
6% -$192 -$2,304
Operating income:
$3,008 $36,096

Operating Expenses


% Rent Monthly Yearly
Property taxes: (21%)
21%-$661-$7,937
Insurance: (7%)
7%-$224-$2,688
Property management: (8%)
8%-$256-$3,072
Repairs & maintenance: (5%)
5%-$160-$1,920
Capital expenditures: (5%)
5%-$160-$1,920
HOA fees: (2%)
2%-$67-$804
Total operating expenses: (48%)
48%-$1,528-$18,341

Cash Flow


Monthly Yearly
Net operating income:
$1,480 $17,760
Mortgage payments:
-$2,863 -$34,356
Cash flow:
$1,383 $16,596