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$379,000

For Sale - Active
3626 17th St N, Saint Petersburg, FL 33713
2 Beds
1 Bath
944 Square Feet
0.11 Acres Lot
Built in 1955
For Sale - Active
1 Units
Checked: 15 hours ago
Updated: Jul 12, 2025 at 07:47AM

Investment Summary


Monthly Cash Flow
-$423
Cap Rate
4.8%
Cash-on-Cash Return
-5.8%
Debt Coverage Ratio
0.78
Internal Rate of Return (5 years)
-1.6%

Property Description


0.11 Acres Lot
Built in 1955
For Sale - Active
1 Units

**FULLY FURNISHED HOME FOR YOU, CHOOSE BETWEEN CURRENT LAYOUT OR PERSONALIZE IT TO MAKE IT YOUR OWN** Welcome to 3626 17th St N – a thoughtfully curated, cozy 2-bedroom home that blends classic Florida charm with elevated design. Set just minutes from vibrant downtown St. Pete, several beaches, and reverberant Central Ave, this move-in-ready property offers both personal enjoyment and long-term rental flexibility. Inside, the layout is bright and welcoming, with natural light highlighting designer furnishings and stylish details throughout. The open-concept living and dining areas are perfect for everyday life or entertaining, and the flexible den space creates options for a home office, reading nook, or studio. Step outside to a private backyard oasis designed for relaxation and hosting. String lights set the mood, and the included hot tub turns every evening into a spa-like escape. Whether you’re winding down solo or gathering with friends, this outdoor space is a true extension of the home. With a strong visual appeal and fully furnished convenience, this home is ideal for buyers looking to move in without lifting a finger—or start generating income with a high-quality long-term rental. Schedule a showing today and see how this stylish retreat offers more than just a place to live—it’s your very own lifestyle upgrade!

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Location


Property Details


Parking

  • Garage Spaces: 0
  • Spaces Total: 0

Bedroom Information

  • # of Bedrooms: 2

Bathroom Information

  • # of Baths (Full): 1
  • # of Baths (Partial): 0
  • # of Baths (Total): 1.0

Interior Features

  • # of Rooms: 6
  • # of Stories: 1

Exterior Features

  • Exterior Walls Materials: Stucco
  • Foundation: Slab
  • Roof Type: Gable
  • Roof Material: Membrane, Shingle

Land Information

  • Land Use: Residential
  • Land Use Subtype: Single Family Residential

Lot Information

  • Parcel ID: 123116416160030120
  • Lot Size: 4861 sqft

Property Information

  • Property Type: Single Family Residence
  • Year Built: 1955

Tax Information

  • Annual Tax: $4,964

Utilities

  • Water & Sewer: Public
  • Heating: Central
  • Cooling: Central Air

Location

  • County: Pinellas

Listing Details


Listed by:
Steve Gossett
CHARLES RUTENBERG REALTY INC
(813) 775-8831

Source:
Stellar MLS
MLS#: TB8380153
Stellar MLS

Investment Summary


Monthly Cash Flow
-$423
Cap Rate
4.8%
Cash-on-Cash Return
-5.8%
Debt Coverage Ratio
0.78
Internal Rate of Return (5 years)
-1.6%

Purchase Details

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Purchase price:
$379,000
Amount financed:
-$303,200
Down payment:
$75,800
Closing costs:
$11,370
Rehab costs:
$0
Initial cash invested:
$87,170
Square feet:
944
Cost per square foot:
$401
Monthly rent per square foot:
$2.97

Financing Details

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Loan amount:
$303,200
Loan to value ratio:
80.0%
Loan type:
Amortizing
Term:
30 years
Interest rate:
6.625%
Principal & interest:
$1,941
Property tax:
$414
Insurance:
$196
Private mortgage insurance (PMI):
$0
Monthly payment:
$2,551

Operating Income

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% Rent Monthly Yearly
Gross rent:
$2,800 $33,600
Vacancy loss: (6%)
6% -$168 -$2,016
Operating income:
$2,632 $31,584

Operating Expenses


% Rent Monthly Yearly
Property taxes: (15%)
15%-$414-$4,965
Insurance: (7%)
7%-$196-$2,352
Property management: (8%)
8%-$224-$2,688
Repairs & maintenance: (5%)
5%-$140-$1,680
Capital expenditures: (5%)
5%-$140-$1,680
HOA fees: (n/a)
n/an/an/a
Total operating expenses: (40%)
40%-$1,114-$13,365

Cash Flow


Monthly Yearly
Net operating income:
$1,518 $18,216
Mortgage payments:
-$1,941 -$23,292
Cash flow:
$423 $5,076