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$224,900

Sale Pending
3707 Cambridge St, New Port Richey, FL 34652
3 Beds
2 Baths
1,224 Square Feet
0.13 Acres Lot
Built in 1966
Sale Pending
Units n/a
Checked: 17 hours ago
Updated: Aug 27, 2025 at 10:02AM

Investment Summary


Monthly Cash Flow
$36
Cap Rate
6.3%
Cash-on-Cash Return
0.8%
Debt Coverage Ratio
1.03
Internal Rate of Return (5 years)
4.8%

Property Description


0.13 Acres Lot
Built in 1966
Sale Pending
Units n/a

BACK ON THE MARKET DUE TO BUYER'S CREDIT DENIAL. 3 Bedrooms, 2 Baths, 1 Car Garage. 1,224 sq. ft. of living area. Tons of upgrades on this home. Brand new septic tank and drain field August 2025, Roof 2021, Most Windows 2018, A/C 2021, Garage Door & Opener 2021, Water Heater 2022, Washer 2025, Range 2019. In addition, the kitchen and baths have been upgraded but not recently, however, they are not original. The permit history at Pasco County also indicates the electrical service was changed out in 1995. It is not located in a flood zone and had no damage or flooding from the 2024 hurricanes. Great location East of U.S. 19 and South of SR 54. Easy commute to Pinellas County. Nice size front open patio and rear covered patio. Corner lot. Please take a moment and view all the professional photos and virtual tour.

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Location


Property Details


Parking

  • Description: Garage Door Opener
  • Details: Attached
  • Garage Spaces: 1
  • Spaces Total: 0

Bedroom Information

  • # of Bedrooms: 3

Bathroom Information

  • # of Baths (Full): 2
  • # of Baths (Total): 2.0

Interior Features

  • # of Rooms: 7
  • # of Stories: 1

Exterior Features

  • Exterior Walls Materials: Concrete Block
  • Foundation: Slab
  • Roof Type: Gable
  • Roof Material: Shingle

Land Information

  • Land Use: Residential
  • Land Use Subtype: Single Family Residential

Lot Information

  • Parcel ID: 1926160090000003230
  • Lot Size: 5628 sqft

Property Information

  • Property Type: Single Family Residence
  • Year Built: 1966

Tax Information

  • Annual Tax: $642

Utilities

  • Water & Sewer: Public
  • Heating: Central, Electric
  • Cooling: Central Air

Location

  • County: Pasco

Listing Details


Listed by:
Clyde Murphy
FUTURE HOME REALTY INC
(813) 600-0100

Source:
Stellar MLS
MLS#: TB8399629
Stellar MLS

Investment Summary


Monthly Cash Flow
$36
Cap Rate
6.3%
Cash-on-Cash Return
0.8%
Debt Coverage Ratio
1.03
Internal Rate of Return (5 years)
4.8%

Purchase Details

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Purchase price:
$224,900
Amount financed:
-$179,920
Down payment:
$44,980
Closing costs:
$6,747
Rehab costs:
$0
Initial cash invested:
$51,727
Square feet:
1,224
Cost per square foot:
$184
Monthly rent per square foot:
$1.47

Financing Details

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Loan amount:
$179,920
Loan to value ratio:
80.0%
Loan type:
Amortizing
Term:
30 years
Interest rate:
6.625%
Principal & interest:
$1,152
Property tax:
$54
Insurance:
$126
Private mortgage insurance (PMI):
$0
Monthly payment:
$1,332

Operating Income

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% Rent Monthly Yearly
Gross rent:
$1,800 $21,600
Vacancy loss: (6%)
6% -$108 -$1,296
Operating income:
$1,692 $20,304

Operating Expenses


% Rent Monthly Yearly
Property taxes: (3%)
3%-$54-$642
Insurance: (7%)
7%-$126-$1,512
Property management: (8%)
8%-$144-$1,728
Repairs & maintenance: (5%)
5%-$90-$1,080
Capital expenditures: (5%)
5%-$90-$1,080
HOA fees: (n/a)
n/an/an/a
Total operating expenses: (28%)
28%-$504-$6,042

Cash Flow


Monthly Yearly
Net operating income:
$1,188 $14,256
Mortgage payments:
-$1,152 -$13,824
Cash flow:
$36 $432