$1,175,000
Investment Summary
- Monthly Cash Flow
- -$4,279
- Cap Rate
- 1.8%
- Cash-on-Cash Return
- -19.0%
- Debt Coverage Ratio
- 0.29
- Internal Rate of Return (5 years)
- -14.4%
Cash Flow
Net Operating Income (NOI) minus mortgage payments.
Calculation:
NOI - Mortgage Payments
Cap Rate (Market Value)
Capitalization Rate is a rate of return that compares the yearly Net Operating Income (NOI) to the market value.
Calculation:
NOI / Market Value
Cash-on-Cash Return (CoC)
Annual Cash Flow / Cash Invested
Calculation:
Annual cash flow divided by initial cash invested.
Debt Coverage Ratio (DCR)
Net Operating Income (NOI) divided by total debt payments.
Calculation:
NOI / Total Debt Payments
Internal Rate of Return (IRR)
A metric for assessing profitability over time. IRR is the discount rate at which the net present value (NPV) of all future cash flows (positive and negative) from an investment equals zero — including both periodic cash flow (such as rent) and a projected sale at the end of the holding period. It represents the expected annualized return, accounting for income, expenses, and the recovery of capital through a future sale.
Property Description
EXQUISITE PRIVATE ESTATE IN HISTORIC ROSWELL. This extraordinary gem offers an unparalleled living experience. This stunning 8000+ sq ft estate is nestled on two acres of pristine land in a breathtaking 100-year-old-growth forest providing unmatched natural beauty & near complete privacy in the heart of the city. This architectural masterpiece includes 5 bedrooms, 8 bathrooms in a seamless blend of luxury & nature all within walking distance of two top-tier private schools + easy access to the highway. UNMATCHED NATURAL BEAUTY AND PRIVACY. The home sits alone on a full city block of frontage - 300 sf of windows present breathtaking panoramic forest views from the moment you cross the threshold of the custom front door entrance. This estate is the epitome of privacy bordering a further ten acres of untouched land by Vickery Creek within walking distance of Rowell's Oxbo Park trails that lead to the famed Old Mill, Vickery Creek Waterfall w/covered bridge. THOUGHTFUL DESIGN. From the multiple poured concrete driveways to the concrete 4-car garage w/an additional 3-car parking pad, this property was designed for maximum convenience, durability & longevity. Step through a tranquil Japanese Zen garden into an expansive open floorplan with 20-foot vaulted ceilings. Hardwood ceiling beams complete the architectural vision. The 15-foot custom fireplace radiates famous Grove Park Inn in Asheville vibes. It is one of 5 fireplaces throughout the home. The entire first floor is completely carpet free, emphasizing timeless elegance. The primary suite is an immense private retreat w/its own fireplace, dedicated deck, dual spa bathrooms - one w/its own en-suite dressing area - vast closets and a soaking tub for a party of two. The thoughtful design also encompasses two laundry rooms + oversized closets on each level. The home is also provisioned and ready for an elevator, if needed. ENTERTAINMENT DREAM. Designed for hosting, this estate is spoiled for outside spaces options with four separate decks. The newly expanded main deck is equipped with an outdoor gas kitchen, pizza kitchen + gas fire pit for year-round enjoyment. Enjoy your private hot tub oasis nestled in nature. Ample party parking areas along the driveways for your guests. A wall of windows in the kitchen open up to the enormous deck for the party to pass through. The chef's dream kitchen includes an oversized Viking oven/griddle, warming drawer, large counter area, and double built-in fridges, double butlers pantries and double dishwashers for easy prep/clean up. Intimate and informal dinners or snacks can be served right in the kitchen's large built-in banquette area or on the large center island. Dedicated dining room for formal dinner parties or raucous holiday dinners. There is also a hidden room that can only be accessed on the exterior for an absolutely perfect wine cellar. LUXURIOUS SPACES. While the primary suite occupies a third of the first floor, the remaining bedrooms await you on the daylight terrace level. This floor boasts equally impressive views, its own family room with one of the other five majestic fireplaces with a wall to wall hearth. There's a party kitchen, another laundry room, and each bedroom has its own updated en-suite bathroom. One room can be a designated workout studio, media room, workshop, office - possibilities are endless. RARE NATURE RETREAT. This is more than a home, this is a private hidden quiet retreat in the heart of the top-rated city of Roswell. Note the camera tripod set up on the first level, to capture the many, many birds and animals that stroll and fly through the acreage around this estate. Meander the trails down to the babbling creek with your steaming mug of coffee; sit quietly on one of the decks with your chilled glass of chardonnay watching the day's end. This is a rare opportunity to own a unique property in its own forest, but with unrivaled access to both nature and the town center. Schedule your private tour today.
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Location
Property Details
Parking
- Description: Attached, Drive Under Main Level, Garage, Garage Door Opener
- Details: Attached, Basement, Garage, Garage Door Opener
- Garage Spaces: 3
- Spaces Total: 3
Bedroom Information
- # of Bedrooms: 5
Bathroom Information
- # of Baths (Full): 6
- # of Baths (Total): 7.0
Interior Features
- # of Rooms: 8
- # of Stories: 2
- Basement: Yes
- Basement Description: Daylight, Exterior Entry, Finished, Full
- Fireplace: Yes
Exterior Features
- Exterior Walls Materials: Wood
- Roof Material: Composition
Land Information
- Land Use: Residential
- Land Use Subtype: Single Family Residential
Lot Information
- Parcel ID: 12221004980675
- Lot Size: 0 sqft
Property Information
- Property Type: Single Family Residence
- Style: Country/Rustic, European, Other
- Year Built: 1978
Tax Information
- Annual Tax: $8,103
Utilities
- Water & Sewer: Public
- Heating: Forced Air, Zoned
- Cooling: Ceiling Fan(s), Central Air, Zoned
Location
- County: Fulton
Listing Details
Investment Summary
- Monthly Cash Flow
- -$4,279
- Cap Rate
- 1.8%
- Cash-on-Cash Return
- -19.0%
- Debt Coverage Ratio
- 0.29
- Internal Rate of Return (5 years)
- -14.4%
Cash Flow
Net Operating Income (NOI) minus mortgage payments.
Calculation:
NOI - Mortgage Payments
Cap Rate (Market Value)
Capitalization Rate is a rate of return that compares the yearly Net Operating Income (NOI) to the market value.
Calculation:
NOI / Market Value
Cash-on-Cash Return (CoC)
Annual Cash Flow / Cash Invested
Calculation:
Annual cash flow divided by initial cash invested.
Debt Coverage Ratio (DCR)
Net Operating Income (NOI) divided by total debt payments.
Calculation:
NOI / Total Debt Payments
Internal Rate of Return (IRR)
A metric for assessing profitability over time. IRR is the discount rate at which the net present value (NPV) of all future cash flows (positive and negative) from an investment equals zero — including both periodic cash flow (such as rent) and a projected sale at the end of the holding period. It represents the expected annualized return, accounting for income, expenses, and the recovery of capital through a future sale.
Purchase Details
Purchase PriceThe price paid for the property. Purchase price:
| $1,175,000 |
|---|---|
Amount FinancedThe amount of the purchase financed through a loan. Amount financed:
| -$940,000 |
Down paymentThe initial payment made towards the purchase. Down payment:
| $235,000 |
Closing CostsFees and expenses associated with purchasing a property, typically ranging from 2% to 5% of the home’s purchase price, paid at the end of a home purchase to cover services like lending, title transfer, and taxes. Closing costs:
| $35,250 |
Rehab CostsCosts incurred to repair or improve the property, including: roof, flooring, exterior siding, kitchen, exterior paint, bathrooms, etc. Rehab costs:
| $0 |
Initial Cash InvestedThe total initial cash invested in the property. Calculation:Down payment + Buying costs + Rehab costs Initial cash invested:
| $270,250 |
Square Feet (SQFT)The total square footage of the property. Square feet:
| 8,646 |
Cost Per Square FootCost per square foot of the property. Calculation:Purchase Price / Square Feet Cost per square foot:
| $136 |
Monthly Rent Per Square FootMonthly rent divided by the number of square feet. This ratio helps investors compare rental income efficiency across properties, markets, and unit sizes Calculation:Monthly Rent / Square Feet Monthly rent per square foot:
| $0.40 |
Financing Details
Loan AmountThe total sum of money borrowed from a lender to finance a property purchase. Calculation:Purchase Price - Down Payment
Loan amount:
| $940,000 |
|---|---|
Loan to Value Ratio (LTV)Loan amount divided by the market value of the property. Calculation:Loan Amount / Market Value
Loan to value ratio:
| 80.0% |
Loan TypeThe type of loan (e.g., fixed, adjustable).
Loan type:
| Amortizing |
TermThe loan repayment period in years.
Term:
| 30 years |
Interest RateThe percentage a lender charges on the borrowed amount of a loan, determining the cost of borrowing money.
Interest rate:
| 6.625% |
Principal & Interest (PI)The principal is the portion of the loan payment that reduces the loan balance. The interest is the lender's charge for borrowing money. Calculation:(P * r * (1 + r) ** n) / ((1 + r) ** n - 1) Where:
P = Loan amount (principal)
Principal & interest:
| $6,019 |
Property TaxesAnnual taxes levied by local governments on real estate properties. These taxes fund public services like schools, roads, and emergency services.
Property tax:
| $675 |
InsuranceThe costs for insurance coverage to protect against financial losses due to risks like fire, natural disasters, theft, liability, or tenant-related damages. Calculation:Assumes 7% of gross rental income, unless insurance rates are specified.
Insurance:
| $245 |
Private Mortgage Insurance (PMI)A fee that borrowers pay when they take out a conventional loan with a loan-to-value (LTV) ratio above 80%.
Private mortgage insurance (PMI):
| $0 |
Monthly PaymentThe fixed amount a borrower pays each month to repay a loan. It typically includes principal and interest (P&I) and may also cover property taxes, insurance, HOA fees, and PMI if escrowed. Monthly payment:
| $6,939 |
Operating Income
| % Rent | Monthly | Yearly | |
|---|---|---|---|
Gross RentThe total rental income received from tenants before deducting any expenses. Includes base rent, late fees, pet fees, parking fees, and other recurring charges.
Gross rent:
| $3,500 | $42,000 | |
Vacancy LossExpected loss of rent due to vacancies.
Vacancy loss:
(6%)
| 6% | -$210 | -$2,520 |
Operating IncomeGross rental income minus vacancy loss. Calculation:Gross rent - Vacancy loss
Operating income:
| $3,290 | $39,480 |
Operating Expenses
| % Rent | Monthly | Yearly | |
|---|---|---|---|
Property TaxesAnnual taxes levied by local governments on real estate properties. These taxes fund public services like schools, roads, and emergency services. | 19% | -$675 | -$8,103 |
InsuranceThe costs for insurance coverage to protect against financial losses due to risks like fire, natural disasters, theft, liability, or tenant-related damages. Calculation:Assumes 7% of gross rental income, unless insurance rates are specified. | 7% | -$245 | -$2,940 |
Property ManagementThe costs associated with hiring a property manager to handle the day-to-day operations of a rental property. Includes management fees, leasing fes, eviction fees, etc. Calculation:Assumes 8% of gross rental income. | 8% | -$280 | -$3,360 |
Repairs & MaintenanceOngoing costs for routine upkeep and minor fixes needed to keep a property in good working condition. Calculation:Assumes 5% of gross rental income. Varies by property age and condition. | 5% | -$175 | -$2,100 |
Capital ExpensesLarge, infrequent costs for major improvements or replacements, like a new roof, HVAC system, or appliances. Calculation:Assumes 5% of gross rental income. Varies by property age. | 5% | -$175 | -$2,100 |
HOA FeesRegular dues paid to a Homeowners Association for community maintenance, amenities, and management. Similar fees include: Condo Association Fees, Co-op Maintenance Fees, etc. | n/a | n/a | n/a |
Operating ExpensesRecurring costs required to maintain and manage a rental property, including property taxes, insurance, maintenance, repairs, utilities (if paid by the owner), property management fees, and other day-to-day expenses. Calculation:Insurance + Property Taxes + Property Management + Repairs & Maintenance + Capital Expenditures + HOA Fees | 44% | -$1,550 | -$18,603 |
Cash Flow
| Monthly | Yearly | |
|---|---|---|
Net Operating Income (NOI)The income generated from a property after deducting all operating expenses but before deducting mortgage payments, taxes, and capital expenditures. Calculation:Gross Operating Income - Operating Expenses
Net operating income:
| $1,740 | $20,880 |
Mortgage PaymentThe fixed amount a borrower pays each month to repay a loan. It typically includes principal and interest (P&I) and may also cover property taxes, insurance, HOA fees, and PMI if escrowed. | -$6,019 | -$72,228 |
Cash FlowNet Operating Income (NOI) minus mortgage payments. Calculation:NOI - Mortgage Payments | $4,279 | $51,348 |