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$925,000

For Sale - Active
4770 SW Ardsley Dr, Stuart, FL 34997
4 Beds
3 Baths
2,878 Square Feet
0.16 Acres Lot
Built in 2020
For Sale - Active
Units n/a
Checked: 15 hours ago
Updated: Jul 04, 2025 at 03:14AM

Investment Summary


Monthly Cash Flow
-$2,127
Cap Rate
3.4%
Cash-on-Cash Return
-12.0%
Debt Coverage Ratio
0.55
Internal Rate of Return (5 years)
-7.6%

Property Description


0.16 Acres Lot
Built in 2020
For Sale - Active
Units n/a

Welcome to this beautifully renovated lakefront home located in the prestigious gated community of Banyan Bay. With a spacious and light-filled interior, this elegant residence offers 2,878 square feet of refined living space, including four generously sized bedrooms, a dedicated office, and two and a half bathrooms--perfect for both families and those who love to entertain. The freshly painted interior features new luxury vinyl flooring throughout, along with updated fans, fixtures, door hardware, and cabinet hardware. New hurricane impact sliding glass doors lead to a covered patio, seamlessly blending indoor and outdoor living.

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Location


Property Details


Parking

  • Description: Attached, Driveway, Garage, TwoOrMoreSpaces
  • Details: Attached, Driveway, Garage
  • Garage Spaces: 2
  • Spaces Total: 0

Bedroom Information

  • # of Bedrooms: 4

Bathroom Information

  • # of Baths (Full): 2
  • # of Baths (Partial): 1
  • # of Baths (Total): 3.0

Interior Features

  • # of Stories: 1

Exterior Features

  • Exterior Walls Materials: Stucco
  • Roof Type: Gable or Hip
  • Roof Material: Concrete
  • Pool: Yes
  • Pool Community: Yes

HOA

  • Has HOA: Yes
  • HOA Fee: $353/monthly

Land Information

  • Land Use: Residential
  • Land Use Subtype: Single Family Residential

Lot Information

  • Parcel ID: 413841009000004100
  • Lot Size: 6809 sqft

Property Information

  • Property Type: Single Family Residence
  • Year Built: 2020

Tax Information

  • Annual Tax: $10,801

Utilities

  • Water & Sewer: Public
  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fan(s), Electric

Location

  • County: Martin

Listing Details


Listed by:
Dylan P Snyder
Compass Florida LLC
(561) 951-9301

Source:
BeachesMLS
MLS#: R11080611
BeachesMLS

Investment Summary


Monthly Cash Flow
-$2,127
Cap Rate
3.4%
Cash-on-Cash Return
-12.0%
Debt Coverage Ratio
0.55
Internal Rate of Return (5 years)
-7.6%

Purchase Details

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Purchase price:
$925,000
Amount financed:
-$740,000
Down payment:
$185,000
Closing costs:
$27,750
Rehab costs:
$0
Initial cash invested:
$212,750
Square feet:
2,878
Cost per square foot:
$321
Monthly rent per square foot:
$1.95

Financing Details

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Loan amount:
$740,000
Loan to value ratio:
80.0%
Loan type:
Amortizing
Term:
30 years
Interest rate:
6.625%
Principal & interest:
$4,738
Property tax:
$900
Insurance:
$392
Private mortgage insurance (PMI):
$0
Monthly payment:
$6,030

Operating Income

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% Rent Monthly Yearly
Gross rent:
$5,600 $67,200
Vacancy loss: (6%)
6% -$336 -$4,032
Operating income:
$5,264 $63,168

Operating Expenses


% Rent Monthly Yearly
Property taxes: (16%)
16%-$900-$10,801
Insurance: (7%)
7%-$392-$4,704
Property management: (8%)
8%-$448-$5,376
Repairs & maintenance: (5%)
5%-$280-$3,360
Capital expenditures: (5%)
5%-$280-$3,360
HOA fees: (6%)
6%-$353-$4,236
Total operating expenses: (47%)
47%-$2,653-$31,837

Cash Flow


Monthly Yearly
Net operating income:
$2,611 $31,332
Mortgage payments:
-$4,738 -$56,856
Cash flow:
$2,127 $25,524