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$595,000

For Sale - Active
520 34th Ave N, Saint Petersburg, FL 33704
3 Beds
2 Baths
1,450 Square Feet
0.13 Acres Lot
Built in 1947
For Sale - Active
1 Units
Checked: 13 hours ago
Updated: Jul 11, 2025 at 06:30PM

Investment Summary


Monthly Cash Flow
-$1,480
Cap Rate
3.2%
Cash-on-Cash Return
-13.0%
Debt Coverage Ratio
0.51
Internal Rate of Return (5 years)
-8.6%

Property Description


0.13 Acres Lot
Built in 1947
For Sale - Active
1 Units

Fully Recently Remodeled 3-Bedroom Home Near the Bustling 4th Street Corridor! Welcome to this beautifully renovated single-family residence just moments from the ever-growing 4th Street Corridor! This 3-bedroom, 2-bathroom home offers modern living with thoughtful upgrades throughout—including newer bathrooms, energy-efficient windows, a newer HVAC system, and fresh finishes from top to bottom. Enjoy the convenience of an attached garage plus an additional parking pad that easily accommodates multiple vehicles, an RV or a boat. The fully fenced backyard provides privacy and space for outdoor living or entertaining. Situated in one of St. Petersburg’s most sought-after areas, you’ll love the proximity to top restaurants, cafes, shops, and downtown destinations. A rare opportunity to own a turnkey home in a prime location—schedule your private showing today! Room sizes are approximated not guaranteed and should be verified by buyers and buyers' agents

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Location


Property Details


Parking

  • Description: Guest, Tandem
  • Details: Garage Door Opener, Guest, Off Street, Parking Pad, Tandem, Attached
  • Garage Spaces: 1
  • Spaces Total: 0

Bedroom Information

  • # of Bedrooms: 3

Bathroom Information

  • # of Baths (Full): 2
  • # of Baths (Total): 2.0

Interior Features

  • # of Rooms: 8
  • # of Stories: 1

Exterior Features

  • Exterior Walls Materials: Stucco
  • Foundation: Slab
  • Roof Type: Gable
  • Roof Material: Other, Shingle

Land Information

  • Land Use: Residential
  • Land Use Subtype: Single Family Residential

Lot Information

  • Parcel ID: 073117733140020030
  • Lot Size: 5624 sqft

Property Information

  • Property Type: Single Family Residence
  • Style: Florida
  • Year Built: 1947

Tax Information

  • Annual Tax: $7,684

Utilities

  • Water & Sewer: Public
  • Heating: Central
  • Cooling: Central Air

Location

  • County: Pinellas

Listing Details


Listed by:
Jan Bruzas
NEXTHOME GULF TO BAY
(727) 510-1356

Source:
Stellar MLS
MLS#: TB8398178
Stellar MLS

Investment Summary


Monthly Cash Flow
-$1,480
Cap Rate
3.2%
Cash-on-Cash Return
-13.0%
Debt Coverage Ratio
0.51
Internal Rate of Return (5 years)
-8.6%

Purchase Details

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Purchase price:
$595,000
Amount financed:
-$476,000
Down payment:
$119,000
Closing costs:
$17,850
Rehab costs:
$0
Initial cash invested:
$136,850
Square feet:
1,450
Cost per square foot:
$410
Monthly rent per square foot:
$2.21

Financing Details

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Loan amount:
$476,000
Loan to value ratio:
80.0%
Loan type:
Amortizing
Term:
30 years
Interest rate:
6.625%
Principal & interest:
$3,048
Property tax:
$640
Insurance:
$224
Private mortgage insurance (PMI):
$0
Monthly payment:
$3,912

Operating Income

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% Rent Monthly Yearly
Gross rent:
$3,200 $38,400
Vacancy loss: (6%)
6% -$192 -$2,304
Operating income:
$3,008 $36,096

Operating Expenses


% Rent Monthly Yearly
Property taxes: (20%)
20%-$640-$7,684
Insurance: (7%)
7%-$224-$2,688
Property management: (8%)
8%-$256-$3,072
Repairs & maintenance: (5%)
5%-$160-$1,920
Capital expenditures: (5%)
5%-$160-$1,920
HOA fees: (n/a)
n/an/an/a
Total operating expenses: (45%)
45%-$1,440-$17,284

Cash Flow


Monthly Yearly
Net operating income:
$1,568 $18,816
Mortgage payments:
-$3,048 -$36,576
Cash flow:
$1,480 $17,760