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$349,900

Under Contract
5486 Congo Rd, Benton, AR 72019
3 Beds
2 Baths
1,530 Square Feet
0.00 Acres Lot
Built in 1956
Under Contract
Units n/a
Checked: 8 hours ago
Updated: Sep 15, 2025 at 10:06AM

Investment Summary


Monthly Cash Flow
-$829
Cap Rate
2.8%
Cash-on-Cash Return
-12.4%
Debt Coverage Ratio
0.50
Internal Rate of Return (5 years)
-8.0%

Property Description


0.00 Acres Lot
Built in 1956
Under Contract
Units n/a

What a fantastic opportunity for anyone looking to blend their living and working spaces! Located just outside the Benton city limits, this 2-acre shaded parcel houses a 3 bedroom/2 bath home, as well as a 40x40 shop and an additional storage garage. Providing extra comfort and security to the new home owner, the updated features of the home include new windows, newer roof, gutters, furnace and water heater and NO popcorn ceilings! Also, the refrigerator, washer and dryer will convey! The sun porch adds a lovely touch for enjoying the outdoors while staying sheltered. The 40x40 shop, equipped with a heated/cooled office and a half bath, offers a professional space for various projects or a home business. Additionally, the insulated storage garage (with roll-up door) is practical for keeping yard equipment and tools. Overall, this setup appears perfect for someone looking to create a self-sufficient lifestyle in a serene location!

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Location


Property Details


Parking

  • Description: Carport
  • Garage Spaces: 0
  • Spaces Total: 0

Bedroom Information

  • # of Bedrooms: 3

Bathroom Information

  • # of Baths (Full): 2
  • # of Baths (Partial): 1
  • # of Baths (Total): 2.0

Interior Features

  • # of Stories: 1
  • Basement Description: Crawl Space
  • Fireplace: Yes

Exterior Features

  • Exterior Walls Materials: Brick Veneer
  • Roof Type: Hip
  • Roof Material: Shingle

Land Information

  • Land Use: Residential
  • Land Use Subtype: Single Family Residential

Lot Information

  • Parcel ID: 00108491000
  • Lot Size: 0 sqft

Property Information

  • Property Type: Single Family Residence
  • Style: Traditional
  • Year Built: 1956

Tax Information

  • Annual Tax: $1,664

Utilities

  • Water & Sewer: Public
  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fan(s)

Location

  • County: Saline

Listing Details


Listed by:
Kim Creighton
Baxley-Penfield-Moudy Realtors
(501) 351-2070

Source:
Cooperative Arkansas REALTORS MLS
MLS#: 25014638
Cooperative Arkansas REALTORS MLS

Investment Summary


Monthly Cash Flow
-$829
Cap Rate
2.8%
Cash-on-Cash Return
-12.4%
Debt Coverage Ratio
0.50
Internal Rate of Return (5 years)
-8.0%

Purchase Details

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Purchase price:
$349,900
Amount financed:
-$279,920
Down payment:
$69,980
Closing costs:
$10,497
Rehab costs:
$0
Initial cash invested:
$80,477
Square feet:
1,530
Cost per square foot:
$229
Monthly rent per square foot:
$0.92

Financing Details

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Loan amount:
$279,920
Loan to value ratio:
80.0%
Loan type:
Amortizing
Term:
30 years
Interest rate:
5.875%
Principal & interest:
$1,656
Property tax:
$139
Insurance:
$98
Private mortgage insurance (PMI):
$0
Monthly payment:
$1,893

Operating Income

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% Rent Monthly Yearly
Gross rent:
$1,400 $16,800
Vacancy loss: (6%)
6% -$84 -$1,008
Operating income:
$1,316 $15,792

Operating Expenses


% Rent Monthly Yearly
Property taxes: (10%)
10%-$139-$1,664
Insurance: (7%)
7%-$98-$1,176
Property management: (8%)
8%-$112-$1,344
Repairs & maintenance: (5%)
5%-$70-$840
Capital expenditures: (5%)
5%-$70-$840
HOA fees: (n/a)
n/an/an/a
Total operating expenses: (35%)
35%-$489-$5,864

Cash Flow


Monthly Yearly
Net operating income:
$827 $9,924
Mortgage payments:
-$1,656 -$19,872
Cash flow:
-$829 -$9,948