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$1,300,000

For Sale - Active
6905 Clayton St, Mount Dora, FL 32757
4 Beds
3 Baths
3,208 Square Feet
5.53 Acres Lot
Built in 2023
For Sale - Active
Units n/a
Checked: 2 days ago
Updated: Jul 20, 2025 at 05:14AM

Investment Summary


Monthly Cash Flow
-$5,059
Cap Rate
1.5%
Cash-on-Cash Return
-20.3%
Debt Coverage Ratio
0.24
Internal Rate of Return (5 years)
-15.6%

Property Description


5.53 Acres Lot
Built in 2023
For Sale - Active
Units n/a

Walk to town, parks and the waterfront from this British West Indies inspired custom pool home on 1.21 acres! Built in 2023, this residence has character, charm, plenty of unexpected areas and its own unique story. The front balcony overlooks the grounds where you can enjoy sunsets, and the grand oak trees. The moment you step in the front door you will notice the ceramic tile flooring that looks like slate, and it extends throughout the entire first floor of the home, accented with touches of coastal decor. Beautiful Anderson® windows allow natural light to fill the rooms while providing energy efficiency. The open main living area offers views of the refreshing 12' x 32' saltwater pool from large sliding glass doors. The well-designed kitchen is the heart of the home, highlighted by the 3'-6" x 10' quartz island with a double sink and upper open shelving and plenty of lighting to display your favorite dishware. The kitchen is smartly fitted with a 5-burner gas range, dishwasher, refrigerator and a microwave. The convenient butler’s pantry provides additional storage and makes entertaining effortless between the kitchen and the dining area. The cafe with its high ceilings provides a casual dining space and opens to the travertine patio and pool deck. In the living room the Isokern® masonry gas fireplace has a classic herringbone brick pattern inside surrounded by a cast stone mantle and is wonderful on those cooler evenings. There are two bedrooms on the main floor, a guest suite with a private entrance, and a full bath. This bath also doubles as a pool bath. The spacious primary bedroom offers a walk-in closet and an ensuite bath. The bath has access to the backyard, and offers a double vanity with glass sinks, and complementary designer tile around the tub-shower area. Upstairs you will find wood floors, two more bedrooms, a full spacious bath, a wet bar, and a bonus room currently used as a lounge. The lounge opens to the balcony that overlooks the front yard grounds. The home offers plenty of storage, from the laundry room with its bonus storage under the stairs, and three decked attic areas with 3/4" flooring. The attic spaces are located over the garage and measuring 8' x 15', over the master bedroom closet measuring 8' x 25' and over the second floor measuring 10' x 18'. Energy features in this home include the double pane windows, a vented attic with spray foam insulation, 2 gas water heaters for instant hot water, and 2 HVAC units. The whole-home Generac® generator is located next to the garage. The oversized two-car garage is 24' x 30' with automatic front and rear 8' high doors. This versatile garage can house two cars, store a boat, or use the space for your hobbies while enjoying the garden view from the rear garage door. There is also an 18' x 19'-4" porte-cochere between the home and garage for additional parking. The porte-cochere and garage open to the kitchen garden which offers flowers, fruit trees, herbs and vegetables with an additional fruit tree orchard in the backyard. The residence is not in an HOA and does not have Deed Restrictions. Located on the south side of Historic Mount Dora, this location affords quick access to the 453 connector to the Wekiva Parkway (429), and other major highways. It’s an easy trip of approximately 45 minutes to either Orlando (OIA) or Orlando-Sanford International Airports, 45 minutes to Disney, an hour to the east coast beaches, and 30 minutes to Orlando.

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Location


Property Details


Parking

  • Description: Mixed
  • Details: Attached
  • Garage Spaces: 2
  • Spaces Total: 0

Bedroom Information

  • # of Bedrooms: 4

Bathroom Information

  • # of Baths (Full): 3
  • # of Baths (Total): 3.0

Interior Features

  • # of Rooms: 11
  • # of Stories: 2
  • Fireplace: Yes

Exterior Features

  • Exterior Walls Materials: Stucco
  • Foundation: Slab
  • Roof Type: Gable or Hip
  • Roof Material: Shingle
  • Pool: Yes

Land Information

  • Land Use: Residential
  • Land Use Subtype: Single Family Residential

Lot Information

  • Parcel ID: 052027000000091
  • Lot Size: 240887 sqft

Property Information

  • Property Type: Single Family Residence
  • Year Built: 2023

Tax Information

  • Annual Tax: $9,780

Utilities

  • Water & Sewer: Private, Well
  • Heating: Electric
  • Cooling: Central Air

Location

  • County: Orange

Listing Details


Listed by:
Lauralyn Lane, PA
ERA GRIZZARD REAL ESTATE
(407) 765-1418

Source:
Stellar MLS
MLS#: G5096277
Stellar MLS

Investment Summary


Monthly Cash Flow
-$5,059
Cap Rate
1.5%
Cash-on-Cash Return
-20.3%
Debt Coverage Ratio
0.24
Internal Rate of Return (5 years)
-15.6%

Purchase Details

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Purchase price:
$1,300,000
Amount financed:
-$1,040,000
Down payment:
$260,000
Closing costs:
$39,000
Rehab costs:
$0
Initial cash invested:
$299,000
Square feet:
3,208
Cost per square foot:
$405
Monthly rent per square foot:
$1.09

Financing Details

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Loan amount:
$1,040,000
Loan to value ratio:
80.0%
Loan type:
Amortizing
Term:
30 years
Interest rate:
6.625%
Principal & interest:
$6,659
Property tax:
$815
Insurance:
$245
Private mortgage insurance (PMI):
$0
Monthly payment:
$7,719

Operating Income

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% Rent Monthly Yearly
Gross rent:
$3,500 $42,000
Vacancy loss: (6%)
6% -$210 -$2,520
Operating income:
$3,290 $39,480

Operating Expenses


% Rent Monthly Yearly
Property taxes: (23%)
23%-$815-$9,781
Insurance: (7%)
7%-$245-$2,940
Property management: (8%)
8%-$280-$3,360
Repairs & maintenance: (5%)
5%-$175-$2,100
Capital expenditures: (5%)
5%-$175-$2,100
HOA fees: (n/a)
n/an/an/a
Total operating expenses: (48%)
48%-$1,690-$20,281

Cash Flow


Monthly Yearly
Net operating income:
$1,600 $19,200
Mortgage payments:
-$6,659 -$79,908
Cash flow:
$5,059 $60,708