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$499,900

For Sale - Active
700 N Sparkle Ct, Oswego, IL 60543
4 Beds
4 Baths
3,000 Square Feet
0.00 Acres Lot
Built in 2000
For Sale - Active
Units n/a
Checked: 13 hours ago
Updated: Aug 29, 2025 at 10:09AM

Investment Summary


Monthly Cash Flow
-$893
Cap Rate
3.5%
Cash-on-Cash Return
-9.3%
Debt Coverage Ratio
0.62
Internal Rate of Return (5 years)
-5.0%

Property Description


0.00 Acres Lot
Built in 2000
For Sale - Active
Units n/a

Beautiful contemporary home on corner lot featuring 4 bedroom with den and finished basement providing 5th bedroom and 2 additional rooms plus full shower/bath. Large family room with fireplace just off breakfast area and kitchen. Vaulted ceiling and large entrance foyer. Deluxe master suite with master bath. Property needs updates, with interior paint and new carpet.

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Location


Property Details


Parking

  • Description: Garage
  • Details: Asphalt, On Site, Attached, Garage
  • Garage Spaces: 2
  • Spaces Total: 2

Bedroom Information

  • # of Bedrooms: 4

Bathroom Information

  • # of Baths (Full): 3
  • # of Baths (Partial): 1
  • # of Baths (Total): 4.0

Interior Features

  • # of Rooms: 10
  • # of Stories: 2
  • Basement: Yes
  • Basement Description: Sump Pump, Finished, Full
  • Fireplace: Yes

Exterior Features

  • Exterior Walls Materials: Aluminum siding,N,8/17/20
  • Foundation: Concrete Perimeter
  • Roof Material: Asphalt

HOA

  • Has HOA: Yes
  • HOA Fee: $175/annually

Land Information

  • Land Use: Residential
  • Land Use Subtype: Single Family Residential

Lot Information

  • Parcel ID: 0311229012
  • Lot Size: 0 sqft

Property Information

  • Property Type: Single Family Residence
  • Style: Contemporary
  • Year Built: 2000

Tax Information

  • Annual Tax: $11,121

Utilities

  • Water & Sewer: Shared Well
  • Heating: Natural Gas
  • Cooling: Central Air

Location

  • County: Kendall

Listing Details


Listed by:
Bev Labuda
HomeSmart Realty Group
(708) 205-3711

Source:
Midwest Real Estate Data (MRED)
MLS#: 12427991
Midwest Real Estate Data (MRED)

Investment Summary


Monthly Cash Flow
-$893
Cap Rate
3.5%
Cash-on-Cash Return
-9.3%
Debt Coverage Ratio
0.62
Internal Rate of Return (5 years)
-5.0%

Purchase Details

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Purchase price:
$499,900
Amount financed:
-$399,920
Down payment:
$99,980
Closing costs:
$14,997
Rehab costs:
$0
Initial cash invested:
$114,977
Square feet:
3,000
Cost per square foot:
$167
Monthly rent per square foot:
$1.17

Financing Details

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Loan amount:
$399,920
Loan to value ratio:
80.0%
Loan type:
Amortizing
Term:
30 years
Interest rate:
5.875%
Principal & interest:
$2,366
Property tax:
$927
Insurance:
$245
Private mortgage insurance (PMI):
$0
Monthly payment:
$3,538

Operating Income

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% Rent Monthly Yearly
Gross rent:
$3,500 $42,000
Vacancy loss: (6%)
6% -$210 -$2,520
Operating income:
$3,290 $39,480

Operating Expenses


% Rent Monthly Yearly
Property taxes: (26%)
26%-$927-$11,121
Insurance: (7%)
7%-$245-$2,940
Property management: (8%)
8%-$280-$3,360
Repairs & maintenance: (5%)
5%-$175-$2,100
Capital expenditures: (5%)
5%-$175-$2,100
HOA fees: (0%)
0%-$15-$180
Total operating expenses: (52%)
52%-$1,817-$21,801

Cash Flow


Monthly Yearly
Net operating income:
$1,473 $17,676
Mortgage payments:
-$2,366 -$28,392
Cash flow:
$893 $10,716