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$260,000

For Sale - Active
921 Henry St, Punta Gorda, FL 33950
3 Beds
2 Baths
1,170 Square Feet
0.00 Acres Lot
Built in 2008
For Sale - Active
1 Units
Checked: 20 hours ago
Updated: Aug 31, 2025 at 10:13AM

Investment Summary


Monthly Cash Flow
-$194
Cap Rate
5.3%
Cash-on-Cash Return
-3.9%
Debt Coverage Ratio
0.85
Internal Rate of Return (5 years)
0.2%

Property Description


0.00 Acres Lot
Built in 2008
For Sale - Active
1 Units

This desirable, move in ready 3 bedroom, 2 bath home is close to the beautiful Charlotte Harbor, Fisherman's village, I-75 and Punta Gorda Airport. It boasts a new roof with warranty, updated appliances, and tile throughout, additionally, the closed in garage, is under air, can be used as a 4th bedroom, den or multi use space. This home has city water with an eco-friendly septic system. The porch is a sweet bonus where you can enjoy those sunny days and breezy nights. Lastly, it is located convenient to school and historic downtown where you can take a weekend stroll to the Punta Gorda Farmer's Market. Come check this out today!!

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Location


Property Details


Parking

  • Description: Garage
  • Details: Driveway, Paved
  • Garage Spaces: 0
  • Spaces Total: 0

Bedroom Information

  • # of Bedrooms: 3

Bathroom Information

  • # of Baths (Full): 2
  • # of Baths (Total): 2.0

Interior Features

  • # of Rooms: 9
  • # of Stories: 1

Exterior Features

  • Exterior Walls Materials: Composition/Composite
  • Roof Material: Shingle

Land Information

  • Land Use: Residential
  • Land Use Subtype: Single Family Residential

Lot Information

  • Parcel ID: 412308301015
  • Lot Size: 0 sqft

Property Information

  • Property Type: Single Family Residence
  • Style: Other, Traditional
  • Year Built: 2008

Tax Information

  • Annual Tax: $1,244

Utilities

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fan(s), Electric

Location

  • County: Charlotte

Listing Details


Listed by:
Mary Dennisuk
RE/MAX Palm Realty
(989) 984-7536

Source:
Florida Gulf Coast Multiple Listing Service
MLS#: 2025007078
Florida Gulf Coast Multiple Listing Service

Investment Summary


Monthly Cash Flow
-$194
Cap Rate
5.3%
Cash-on-Cash Return
-3.9%
Debt Coverage Ratio
0.85
Internal Rate of Return (5 years)
0.2%

Purchase Details

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Purchase price:
$260,000
Amount financed:
-$208,000
Down payment:
$52,000
Closing costs:
$7,800
Rehab costs:
$0
Initial cash invested:
$59,800
Square feet:
1,170
Cost per square foot:
$222
Monthly rent per square foot:
$1.54

Financing Details

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Loan amount:
$208,000
Loan to value ratio:
80.0%
Loan type:
Amortizing
Term:
30 years
Interest rate:
6.625%
Principal & interest:
$1,332
Property tax:
$104
Insurance:
$126
Private mortgage insurance (PMI):
$0
Monthly payment:
$1,562

Operating Income

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% Rent Monthly Yearly
Gross rent:
$1,800 $21,600
Vacancy loss: (6%)
6% -$108 -$1,296
Operating income:
$1,692 $20,304

Operating Expenses


% Rent Monthly Yearly
Property taxes: (6%)
6%-$104-$1,245
Insurance: (7%)
7%-$126-$1,512
Property management: (8%)
8%-$144-$1,728
Repairs & maintenance: (5%)
5%-$90-$1,080
Capital expenditures: (5%)
5%-$90-$1,080
HOA fees: (n/a)
n/an/an/a
Total operating expenses: (31%)
31%-$554-$6,645

Cash Flow


Monthly Yearly
Net operating income:
$1,138 $13,656
Mortgage payments:
-$1,332 -$15,984
Cash flow:
$194 $2,328