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$139,000

For Sale - Active
981 Santa Fe Trl, Macon, GA 31220
3 Beds
2 Baths
1,205 Square Feet
0.00 Acres Lot
Built in 1988
For Sale - Active
Units n/a
Checked: 21 hours ago
Updated: Aug 27, 2025 at 10:17AM

Investment Summary


Monthly Cash Flow
$222
Cap Rate
8.1%
Cash-on-Cash Return
8.3%
Debt Coverage Ratio
1.31
Internal Rate of Return (5 years)
12.1%

Property Description


0.00 Acres Lot
Built in 1988
For Sale - Active
Units n/a

Welcome to 981 Santa Fe - an ideal home for first-time buyers, located in a secure gated community with resort-style amenities. This charming 3-bedroom, 2-bath home offers a bright, open layout with a cozy living area, functional kitchen, and a spacious primary suite. Enjoy access to a community lake, perfect for relaxing strolls or weekend fishing, as well as a clubhouse, pool, and more - all just steps from your front door. Whether you're starting out or settling down, this home offers the perfect blend of comfort, community, and convenience.

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Location


Property Details


Parking

  • Description: Off Street, Parking Pad
  • Details: Off Street, Parking Pad
  • Garage Spaces: 0
  • Spaces Total: 0

Bedroom Information

  • # of Bedrooms: 3

Bathroom Information

  • # of Baths (Full): 2
  • # of Baths (Total): 2.0

Interior Features

  • # of Stories: 1
  • Basement Description: None
  • Fireplace: Yes

Exterior Features

  • Exterior Walls Materials: Wood
  • Foundation: Block
  • Roof Type: Gable
  • Roof Material: Composition

HOA

  • Has HOA: Yes
  • HOA Fee: $719/annually

Land Information

  • Land Use: Residential
  • Land Use Subtype: Single Family Residential

Lot Information

  • Parcel ID: H0060733
  • Lot Size: 0 sqft

Property Information

  • Property Type: Single Family Residence
  • Style: Ranch
  • Year Built: 1988

Tax Information

  • Annual Tax: $1,322

Utilities

  • Water & Sewer: Public
  • Heating: Electric, Central
  • Cooling: Electric, Central Air

Location

  • County: Bibb

Listing Details


Listed by:
Dan Howard
GPS Realty
(478) 420-0485

Source:
Georgia MLS
MLS#: 10590269
Georgia MLS

Investment Summary


Monthly Cash Flow
$222
Cap Rate
8.1%
Cash-on-Cash Return
8.3%
Debt Coverage Ratio
1.31
Internal Rate of Return (5 years)
12.1%

Purchase Details

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Purchase price:
$139,000
Amount financed:
-$111,200
Down payment:
$27,800
Closing costs:
$4,170
Rehab costs:
$0
Initial cash invested:
$31,970
Square feet:
1,205
Cost per square foot:
$115
Monthly rent per square foot:
$1.33

Financing Details

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Loan amount:
$111,200
Loan to value ratio:
80.0%
Loan type:
Amortizing
Term:
30 years
Interest rate:
6.625%
Principal & interest:
$712
Property tax:
$110
Insurance:
$112
Private mortgage insurance (PMI):
$0
Monthly payment:
$934

Operating Income

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% Rent Monthly Yearly
Gross rent:
$1,600 $19,200
Vacancy loss: (6%)
6% -$96 -$1,152
Operating income:
$1,504 $18,048

Operating Expenses


% Rent Monthly Yearly
Property taxes: (7%)
7%-$110-$1,323
Insurance: (7%)
7%-$112-$1,344
Property management: (8%)
8%-$128-$1,536
Repairs & maintenance: (5%)
5%-$80-$960
Capital expenditures: (5%)
5%-$80-$960
HOA fees: (4%)
4%-$60-$720
Total operating expenses: (36%)
36%-$570-$6,843

Cash Flow


Monthly Yearly
Net operating income:
$934 $11,208
Mortgage payments:
-$712 -$8,544
Cash flow:
$222 $2,664