All Forum Posts by: Amy Veldkamp

The house is located in Steger, IL

The home of my ex is located in Illinois and I live in Indiana. In the will my ex did leave the house to his son and girlfriend. The son is executor if the estate and if he can't fulfill his duties I am named the secondary. 

Thank you Jerry and Dave. This is a bit of a mess I'm in. The son is not ours and he is in 40's like me. We did not have any children together. My ex was 26 years older than me. I did get my ex to get a will in place luckily. He left them the house to split between them and the lawyer that did the will said really he can't will something that he doesn't really own which is the home. The bank technically owns it still. There is still about $91,000 left of the loan and the property value in the town has gone down and as of right now the home is worth about $62,000. The son does not plan on moving into the house therefore he is fine with letting the girlfriend stay there and make the mortgage payments. The girlfriend is the sister of the son's wife's mother. Hopefully this doesn't turn into a huge mess? There is no way either can refinance. The girlfriend is still legally married and her name is on the mortgage with the husband with whom she has been separted for 5 years or more? I am going to seek advice of another lawyer for sure. I just don't want them coming after me to pay with money I don't have since I have my own home. There is no way I can pay on two!! I just want to be released from any liability. In our divorce papers my ex was awarded the house and all that goes with it. 

Thank you to all who responded. When we divorced we didn't use a lawyer we didn't want to spend extra money when we were agreeing on everything. Someone did give me the advice to get a quit claim deed in order to be able to purchase another home. My ex did have a will which was leaving the house to be divided between his son and girlfriend. When we did try to refinance just in his name a year ago the bank wouldn't because of his credit. The lawyer who did his will said no matter what keep it out of probate. I am going to be seeking legal advice to protect myself in whatever way I can. 

My ex and I divorced back in 2012 and I did a Quit Claim Deed leaving him the house. My name is still on the loan tho. He recently passed away and the new girlfriend is going to stay in the house and said she would make the mortgage payments. My question is how can I get my name removed from the loan in case she decides to quit making payments? I have my own home and a new life now and just want to put this part of my past behind me. Any suggestions are welcome.