All Forum Posts by: Andrew Fallwell

Z Barros with FC Tucker does a lot of work with the Spanish speaking community. He is Brazilian and fluent in English, Spanish, and Portuguese.

@Minji Wu hi, and welcome to investing in in Evansville! yes, 1.5% rentals are possible in this area, and they can be done for sub $60,000. However, generally speaking those will be C-Class single families but it all depends on your goals and objectives. Happy to talk, and recommend my real estate agent as well.

Yes sir. Happy to help in any way I can. Currently working on a BRRR single-family, but am looking to purchase a small apartment complex next. I have also started to help investors from a financial planning standpoint, as many advisors do not understand how investors view retirement planning.

@Clarence Watkins as mentioned above, I apologize for my lateness. Notification never showed up. I am newer to REI from a personal investment standpoint, but have been familiar with the asset class for many years. My background before becoming a CFP was at the Comptroller of the Currency in bank regulation. Happy to help in any way, shoot me a personal message if you would like.

@Clinton Fisher Sorry for the late reply, for some reason it never came up as a notification.  As these other fine men mentioned, if it is not already in a qualified account, you will not have a tax liability on your end.  

Going to try to do this at least semi regularly. Ask me any of your personal finance/planning questions! Happy to help in any way.

Justin, welcome to BP and congrats on making the mental leap to commit. Feel free to reach out and connect. I am always looking to meet with new, smart people.

Certified Financial Planner and former bank regulator with a passion for Capital Markets and REI. Going to try and make this a semi-regular thing that I do. Feel free to AMA regarding financial planning, retirement, investments, insurance, etc.

@Alexander Gondolfi way to have a strategic plan coming out of school.  You are putting yourself in a far better position than most people your age.  If you're serious about expediting the process to FI, sell the car and get an old dependable car in the $5k range.  Use that to get a small emergency fund and start the real estate process.

Regarding the 401k, if you have a Roth option (many employers do these days) I would dump all your contributions in there. You are not at peak earning years, so throwing money in the tax free bucket can be very beneficial, even if you can't touch most of it until 59 1/2. HSAs and taxable funds are both fine ideas, but don't hesitate to add the Roth IRA component. You can touch your contributions after 5 years if needed without tax or penalty. One of the big keys in retirement planning is diversity of cash flow. Having money in RE, Roth IRAs, HSAs and Taxable investments should get you there.

@Dennis M. I should have become a massage therapist..