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All Forum Posts by: Angela Rosa

Angela Rosa has started 1 posts and replied 3 times.

A credit card with a 5000 balance. No student loans,  no car payment nothing else.

I recently purchased a single family home for myself. Now I would like to purchase a two family home to rent out. I have enough money to pay up to 30% down payment as well as reserves for 4 months for each property.my credit is almost excellent but I can't get past the DTI. IT'S EXTREMELY DEPRESSING. I work alot of hours already so getting any type of meaningful seconf job is not an option. What do I do? I don't have alot of debt the biggest problem is the mortgage payment when compared to my income. Refinancing isn't an option as I just closed on my loan with an excellent interest rate. What can I do?