All Forum Posts by: Angel Galan

How long do you need the money for? how soon do you need it? how soon can you pay it back? CCs, hard money or HELOCs against your primary or against your investmemt properties. If you have a few weeks to burn and wait a HELOC would be best because the interest rates would be the cheapest. Second and fastest option for money is credit cards - rates arent the best. A good strategy for CCs would be to use what you need on one and then quickly do a 0% or very low interest rate balance transfer to another CC (think of going from a HELOC to a fixed LOC - the interest rate is cheaper.) Lastly, I would say hard money, but it would be expensive. As far as HELOCs on investment properties I have only been able to find one bank that does them, at least in my area (Los Angeles) - Wells Fargo. They go up to 60% LTV and close in 4-6 weeks.