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All Forum Posts by: Arshiya Taami

Arshiya Taami has started 16 posts and replied 28 times.

Post: 1.47 Income to rent ratio to low?

Arshiya TaamiPosted
  • Investor
  • San Diego, CA
  • Posts 28
  • Votes 15

1700 rent income before tax 2,500 hes a college student 

Post: 1.47 Income to rent ratio to low?

Arshiya TaamiPosted
  • Investor
  • San Diego, CA
  • Posts 28
  • Votes 15

I have a potential tenant whose income to rent ratio is 1.47. Their credit score is great (780+) and they have never missed a payment. the only thing is that they also have to pay for all the utilities so realistically their income to rent ratio is going to be higher.

Post: Tips for Evaluating a 4-Unit Multifamily in Los Angeles?

Arshiya TaamiPosted
  • Investor
  • San Diego, CA
  • Posts 28
  • Votes 15

Hey everyone,

I’m considering investing in the Los Angeles market and looking at a 4-unit multifamily property that's already tenant-occupied.

I know LA is incredibly diverse, with some great neighborhoods and some that are more challenging. I’ve already pulled data based on the ZIP code (demographics, crime, rent trends, etc.), but I don’t want to base my entire decision just on that.

For those of you experienced with LA or multifamily investments in general:

What other strategies do you use to make sure you're not walking into a money pit or dealing with bad tenants from the start?

  • Do you request leases or payment histories before closing?

  • How do you evaluate tenant quality when it's an occupied property?

  • Any red flags you look for when it comes to older buildings in LA?

Appreciate any insights or tools you use to dig deeper beyond surface-level data. Thanks in advance!

Quote from @Justin Landesman:

@Arshiya Taami Do you happen to have any other real estate that has equity to borrow against? Sometimes we see large amount of equity in a primary residence that can be borrowed against, even in 2nd position if it has a great rate that you don't want to lose.  


 I do but the current intrest rate i have it as is 3 percent. would a bridge loan or seller financing work to meet the down payment?

Quote from @Brandon Croucier:

You have 600,000 problems.

Bridge lenders (HML) Want low LTV (65% Max Typically). They also want a priority lien on the property.

It sounds like you are looking for someone to fund your down payment, I would be looking for an equity partner over debt as nobody likes to lend money in insecure positions, especially when a borrower lacks skin in the game.

How much are you planning to come in with yourself?

What is the purchase price?

What kind of commercial building is it?

 Im bringing 400k myself 

the purchase price is 10 million 

its an assisted living facility 

I am planning on purchasing a profitable business with its real estate included in florida and the dscr is 1.85. the problem is im just short of 600k for the down payment. that being said, can anyone provide me any reputable loan companies that will offer bridge loans and what their requirements are. thank you in advance!

what the title says. 

Post: Seeking Investor Partner to Scale Proven Rental Property Business

Arshiya TaamiPosted
  • Investor
  • San Diego, CA
  • Posts 28
  • Votes 15

Hello everyone,

I’m reaching out to this forum because I’m looking for the right financial partner to join me in scaling a proven and successful business in the real estate rental industry.

For the past 7 years, I’ve been actively involved in the home rental market. My journey began with smaller properties, and over time, I’ve successfully grown my portfolio to include an apartment complex and several multi-family homes. These properties are fully operational, generating steady cash flow, and managed efficiently to maximize returns while maintaining tenant satisfaction.

Now, I’m ready to take the next step: scaling the business to acquire larger complexes, expand into new markets, and diversify the portfolio further.

Post: FHA Loan on Auctioned homes possible?

Arshiya TaamiPosted
  • Investor
  • San Diego, CA
  • Posts 28
  • Votes 15

I was reading online and saw that FHA Loans accept auctioned homes but that got me thinking.

How can I get an FHA Loan for an auctioned home when FHA Loan requires an inspector to come check out the building and auctioned homes generally don't allow for people to inspect the house until after purchase?

would an alternative route be getting a limited FHA 203(k) Loan to purchase an auctioned home or does FHA 203(k) require an inspector first as well?

Post: purchasing off market property question.

Arshiya TaamiPosted
  • Investor
  • San Diego, CA
  • Posts 28
  • Votes 15

hypothetically speaking, If I saw a distressed property and I contacted the owner and he is willing to sell me the house for X amount. What is my next step (what contracts etc do I need) without involving realtors so I don't have to pay extra fees to this and that person? Also, I've heard people do seller financing, "subject to" financing what does it mean? What is the best type of financing in that situation? 

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