All Forum Posts by: Auguste Salom

Thanks Zack!

Yeah I brought those same points to three different lenders and they all said they still wouldn’t count it toward my income. So I guess I’ll just keep looking! 

I'm looking for a lender in Maine who would allow me to purchase a duplex, triplex or four-plex using a VA loan and consider the rental income for the other units to be considered part of my monthly income.

For example: if a lender says I could afford a mortgage payment of $2,000/month, but the mortgage on a   duplex would costs $3,500/mo, which is out of my affordability range, but, the rental income from the other unit is $2,000/mo. So I would only actually be paying $1,500/mo when living in my side of the duplex and renting out the other unit. 
it seems to me that most lenders don’t want to work with these kind of numbers on multi-units, so please let me know if there is anyone who will do this kind of loan.