All Forum Posts by: Bernard Wiggs
Bernard Wiggs has started 2 posts and replied 8 times.
Post: dept to income ratio
- philadelphia , PA
- Posts 8
- Votes 1
hey guys I'm new to investing and trying to purchase my my first property. I applied for a pre-approval but my dept to income ratio is too high for an traditional loan. is there anyway to use hard money to fund the deal and to make sure I'll be able to refi within a year?thanks
Post: hello I'm bernard. a new member from Philadelphia
- philadelphia , PA
- Posts 8
- Votes 1
thanks @john oh. looking into it as we speak
Post: hello I'm bernard. a new member from Philadelphia
- philadelphia , PA
- Posts 8
- Votes 1
@john oh. thanks for the introduction and reaching out to me and also for the list of books. I've been listening to the BP podcasts also and I'm definitely going to check out the books you recommend. question, how can I find out where and when the reia meetings are thanks and look forward to working and meeting with you soon
Post: hello I'm bernard. a new member from Philadelphia
- philadelphia , PA
- Posts 8
- Votes 1
@brian pleshek thanks and to @katie hear I don't have much cash at the moment so I've been trying to wholesale a couple deal to gain the capital i need the invest in buy and holds and as long would like to do fix and flips
Post: hello I'm bernard. a new member from Philadelphia
- philadelphia , PA
- Posts 8
- Votes 1
Originally posted by @James Brand:
Welcome @Bernard Wiggs!
Terrific move getting yourself set up on this resource. While you are just getting started there are several go-to tools BP offers that I would highly recommend.
Firstly, check out BP's Ultimate Beginner's guide:
http://www.biggerpockets.com/real-estate-investing
This will get you acclimated to many of the strategies, terms, and calculations used in the business, some of which I am sure you are already familiar.
Secondly, start listening to Josh and Brandon on BP's podcast. they have a weekly podcast that they have recorded over the past several years. Their topics and interviews cover all different facets of the industry and will help you get up to speed, and avoid the mistakes of others.
Philadelphia is a very exciting market to be in, if you have any city specific questions, or you would just like to chat, pm me or reach out to my contact info in my signature. I love discussing strategies and how they can be applied to our market. Best of luck!
-James
Post: hello I'm bernard. a new member from Philadelphia
- philadelphia , PA
- Posts 8
- Votes 1
@james brand thanks for the advice I'll check of the beginners guide for sure, but I do have some questions about my market and getting started here in phila. I also was tuned into Brandon's live webinar lastnight and learned alot and look forward to attending every week thanks again and I'll pm you the questions I have
Post: hello I'm bernard. a new member from Philadelphia
- philadelphia , PA
- Posts 8
- Votes 1
@trexie eusebio thanks for the advice and I sure will check out the education tab. thanks again
Post: hello I'm bernard. a new member from Philadelphia
- philadelphia , PA
- Posts 8
- Votes 1
hello my name is Bernard and I'm very interested in real estate investing. I have not done any deals yet but have been studying and researching everything I can find on the subject. if anyone can give me any guidance I would really appreciate it thanks