All Forum Posts by: Bobby Kelley

It’s a combination of factors and what your goals are overall. I’d ask if she knows her credit is that low and see what she says. Maybe she’s a victim of identity theft. There needs to be a good reason. But if a long term tenant is the goal, I’d take someone with a 10 year work and rental history at one place and bad credit over someone with a 750 that’s lived in 9 places in the last 9 years every time. 

How long has she been at the hospital job? I've often thought of stability as or more important that credit score.  If she's been in one place for 9 years plus her job for several years as well those are two big pluses. I'd also ask the previous landlord for reference.