All Forum Posts by: Bob Hackerd

My credit score is good (780), and I have cards open with all the major banks (Chase, US Bank, Capital One, BofA, etc), but no cards with Union Bank.

I'm between jobs at the moment, so I have no income. Will that be a deal breaker to get this card?

(I'm assuming they'll ask me to prove my income at the branch? Not sure).

I have to apply in person at the branch for the Platinum card, which I want to get for their $0 balance transfer fee for 6 months, and also 0% intro APR for 15 months.

Would help me a lot at the moment to move my debt around before I can get back on my feet with income.

Is there anyway I can setup recurring payments to a friend? Like recurring electronic bill pay, but directly to another person, fee-free?

Seems simple but can't find this option anywhere. Not Paypal, banks charge $20 for wire transfers, etc etc. Seems like such a simple thing that should be available.

Someone told me Zelle has that option, but when I signed up, there was no option like this.