All Forum Posts by: Brandon Smotherman

You know I was thinking about that and originally it wasn't a "concept" as I had previously thought. I was googling to see if the Rich Dad seminar was a worthy investment lol.  

Good evening all!!!

I just stumbled across BP a few weeks ago after trying to google a concept I recently read in Rich Dad (I guess you could say I lucked out).

Anyways, brand new to anything real estate, but since reading Kiyosaki a couple of months ago a lightbulb went off and I've read about 8 more RE related books the past few weeks and have listened to the BP podcast all the way back through June.

My background is as an independent Life Insurance Broker, but I'm ready to parlay that into something that I'd love to do and learn more about and I'm convinced much of that knowledge will come directly from this fantastic community. 

Cheers!

Brandon

(btw I'm not sure where Berger, MO is, but that's what popped up for my zip for some reason. I'm really in South City.)

Thanks Gerald and congrats on your addition as well!!! 

 Thanks Eric!!!

I think I'm definitely going to take some more time to read, study and connect with people further along this road that we are before we pull the trigger on anything for sure!!!

Blessings!

Thanks for the replies so far!

So I guess at this point it would be more helpful to provide a bit more detail, so I apologize for not being more clear up front. 

This will actually be baby number three (3 girls//so I'm also currently in the market to buy a male dog to help even things out for me). 

Besides the three level floor plan not working for us anymore we also would like to be into a town with highly rated schools as our oldest just started kindergarten. 

And yes we'd love to stay within what's called the 270 corridor where there's still easy access to the city, great schools and a community culture as opposed to complete suburbia. 

In response to maybe us just having rich taste; I can completely appreciate that question. While we really strive to be disciplined and live a minimalistic lifestyle (drive used cars/no cable/don't eat out frequently etc); our pickle is that if we are going to have to pay in the $1300-$1500 range anyways...is there much difference (of course we don't need high luxury at this point either) 

And yes I'm sure we could find something tiny, dirt cheap w green countertops and pink bathrooms; as my wife is a stay at home mom, I just don't want her to have to hate the place where she spends a majority of her time w our children. 

Well thanks again all for your time and input!

Good evening everyone!

First post and excited that I accidentally stumbled across this place after reading Rich Dad. I've already listened to a few of the Bigger Pockets podcasts just today. 

With that said I'm still in the early learning/studying phase of REI, but I did have a question that I wanted to see if we could possibly get advice for.

We are currently renting in St. Louis city for $1300 and need to move as the 3-story just doesn't work anymore w the new baby. With that said, it seems like most everything that would be desirable for us in town is running $1400-$1500 a month.

We looked into buying last year (not even sure we want to do that though) but couldn't really get approved for anything worthwhile because, although my credit is great, we have combined 100k in student loan debt plus I'm self-employed so the tax return looks like we are at the poverty level. 

So in the end we feel kind of trapped and wanted to see if there might be any other angles we could check out that I might not have otherwise known about?

Thanks and looking forward to learning and growing from these great forums (sorry if this posted is in the wrong forum)!!!