All Forum Posts by: Benjamin Williams

 My major is Computer Science. It was the only major at my local community college that interested me. So far I have only taken general ed classes though. I forgot to mention getting my RE license, that is definitely part of the plan! Good eye. I've also thought about house hacking too. I'm currently in the process of building my credit. I'm waiting to be approved for a secured line of credit with my bank. As soon as I have a good credit score I will definitely see about house hacking. Good ideas! Thank you for posting!

 Yes! I forgot to mention that. I will definitely be getting my real estate license. Thank you

Hello I am 20 years old in my 2nd semester of college. I live alone, am single, have no children. I have no dependents, no car notes, nothing except rent, gasoline, food. The bare minimum. I have a part time job that just barely is getting me by. I am being as frugal as possible to get through school.

An associates works out to be 2 years if you take 5 classes per semester for 4 semesters. I have to take at least 4 classes to qualify for financial aid and I am taking 4 classes now. It is starting to be a struggle to work and support myself and pass my classes. I have 9 credits now, and hopefully will get my 12 this semester. That being said it may take me 2+ more years to just get an associates if I continue to skimp by as it is. Who knows how long the bachelors may end up taking.

Doing all of my assignments and studying is incredibly time consuming, and I have to keep my part time job to survive. Often times my work gets in the way of my studies. I have little to no free time in my current situation.

MY POINT IS:

If I drop out I already have a job lined up making almost $8 above minimum wage. If I start working full-time I will literally at least triple my income if not more. I will always have money to pay my bills and then some to invest with. I will have more free time to learn about the RE business and start building. I attended a local REIA meeting and met a lot of people that could be an amazing help to me in my Real Estate journey. Getting the time to work with them could be life changing.

Don't mistake what I am saying though. I know a degree is a very valuable thing to have. My only concern is that the time it takes for me to acquire it may be better spent doing other things like RE investing. 

My goal is not to be rich. My goal is financial freedom. 

Thoughts? Don't sugarcoat anything!

Thank you for reading

Thank you for sharing! I enjoyed reading this.

I'm going to my first REIA meeting tomorrow. I've been listening to lots of podcasts, I'm currently enrolled at YouTube University, and I keep on hearing about attending a REIA meeting so I am taking that step. I don't know what I am walking into though. The only thing I know is that it is at one of the nicer hotels in my city. I am currently trying to find my first wholesale deal. So far my only goal of this meeting is to try to network the best I can and find out who the top-dog investors are in my area. Hopefully they will be there.

I'm thinking that it will go down in a simliar way a church service does. It will be a big auditorium type room with a stage. Some guy will get up there and talk while everyone is sitting down listening, and eventually everyone gets up and starts talking to each-other. I'm sure every REIA meeting is different though.

Does anyone have any helpful words for me? Thank you