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All Forum Posts by: Cesar Martinez

Cesar Martinez has started 2 posts and replied 2 times.

Starting Out

Post: Hard money loan example

Cesar MartinezPosted
  • Chicago, IL
  • Posts 2
  • Votes 1

Just trying to understand this better. The lender will fund 70k of the ARV. If a property is 20k and repairs 30k and after repair value is 130k . Does that mean the lender will lend 70% (91k) of the 130k(ARV)? And since it'll be 50k for the rehab the 70% will be more than a enough. profiting 39k minus closing costs, lenders interest etc.. thanks guys

0 Votes
Private Lending & Conventional Mortgage Advice

Post: Private lender or hard money lender

Cesar MartinezPosted
  • Chicago, IL
  • Posts 2
  • Votes 1

Hi guys just joined today but I've been watching many YouTube videos from BiggerPockets I've been reaserching and reading a lot about Real Estate and investing my biggest concern is what are the chances of a lender lending a 50k+ loan to a 22 year old with not much credit history? What do you guys recommend  I do I feel I'm on a right spot. I'm in Chicago I've found really nice houses to rehab for around 20-30k Thank you

1 Vote